2 Valley St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 2 Valley St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,112 sqft · built 1970
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jul 2009)
Tax Bill$4,922 (2026)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN8916-63

Property Details

APN / Parcel Number

Primary APN8916-63
Alternative APN
  • CUMB M:016 B:0240 L:000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,112 sqft Living Area
Gross Area2,562 sqft
1st Floor Area1,112 sqft
Basement Area1,180 sqft
Unfinished Basement1,180 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number8916-63
Street Address2 VALLEY ST
CityCUMBERLAND
StateRI
Zip02864-6416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block240
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1004
Census Tract11301

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2 VALLEY ST, CUMBERLAND, RI 02864-6416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2009 · Amount on File
Deed SaleJul 24, 2009 · Amount on File
Prior SaleNov 19, 2002 · Amount on File
Deed Book / Page1469 / 544
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address2 VALLEY ST, CUMBERLAND, RI 02864-6416
Document Number1774-342
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJun 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 VALLEY ST CUMBERLAND RI 028646416, CUMBERLAND, RI 02864-6416

Mortgage

Document Number1774-342
DateMay 29, 2018
Book Page001774/000342
Lender
NameGREENWOOD CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 28, 2038

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,922.00 (+3.23%)$491,700 (+26.53%) Land $216,700 Building $275,000$476,120
2025$4,768.00 (+5.58%)$388,600 (-) Land $143,100 Building $245,500
2023$4,516.00 (+1.3%)$388,600 (+30.67%) Land $143,100 Building $245,500
2022$4,458.00$297,400 Land $100,000 Building $197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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