Central Falls City property record for 2 Valley St, Central Falls, RI 02863
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,194 sqft · built 1963 |
| Lot Size | 0.105 acres (4,556 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $426,000 (Apr 2026) |
| Tax Bill | $4,287 (2025) |
| Deeds & Mortgages | Apr 2026 Second Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-5593-67 |
| Primary APN | 12-5593-67 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 2,965 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,556 sqft (0.105 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 12-5593-67 |
|---|---|
| Street Address | 2 VALLEY ST |
| City | CENTRAL FALLS |
| State | RI |
| Zip | 02863-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Jurisdiction | CENTRAL FALLS RI |
| Township / Civil Division | CENTRAL FALLS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11000 |
Source: Central Falls City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 VALLEY ST, CENTRAL FALLS, RI 02863-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
| Apr 7, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
| Apr 7, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
| Nov 10, 2025 | Warranty Deed, Transfer · Line of Credit JAN FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on Record |
| Deed Sale | Apr 7, 2026 · Amount on Record |
| Prior Sale | Nov 10, 2025 · Amount on Record |
| Deed Book / Page | 1114 / 310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Recording Date | Apr 7, 2026 |
| Property Address | 2 VALLEY ST, CENTRAL FALLS, RI 02863-1824 |
| Document Number | 001114-328 |
| Book / Page | 1114 / 328 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026451 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2 VALLEY ST, CENTRAL FALLS, RI 02863-1824 |
| Document Number | 0000000451, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 1114/328 |
| Instrument | 2026451 |
| Name | RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Recording Date | Apr 7, 2026 |
| Property Address | 2 VALLEY ST, CENTRAL FALLS, RI 02863-1824 |
| Document Number | 0000000449 |
| Book / Page | 1114 / 310 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026.449 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 VALLEY ST, CENTRAL FALLS, RI 02863-1824 |
| Date | Apr 7, 2026 |
|---|
| Name | RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Recording Date | Apr 7, 2026 |
| Property Address | 2 VALLEY ST, CENTRAL FALLS, RI 02863-1824 |
| Document Number | 001114-310 |
| Book / Page | 1114 / 310 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026449 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 VALLEY ST, CENTRAL FALLS, RI 02863-1824 |
| Date | Apr 7, 2026 |
|---|
| Name | RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Recording Date | Nov 10, 2025 |
| Property Address | 2 VALLEY ST, CENTRAL FALLS, RI 02863-1824 |
| Document Number | 001106-102 |
| Book / Page | 1106 / 102 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2917 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 SHAWMUT AVE APT 1, 1, CENTRAL FALLS, RI 02863-8100 |
| Document Number | 0000002918 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2918 |
| Name | JAN FUNDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Central Falls City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Central Falls City |
| Unified School District | Central Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,287.00 (-3.99%) | $324,500 (+34.82%) Land $103,100 Building $221,400 | $410,224 |
| 2023 | $4,465.00 (+54.61%) | $240,700 (-) Land $77,700 Building $163,000 | |
| 2022 | $2,888.00 | $240,700 Land $77,700 Building $163,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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