2 Vale Ct, Saint Louis, MO 63114 Property Records

St. Louis County property record for 2 Vale Ct, Saint Louis, MO 63114

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,155 sqft · built 1956
Lot Size0.281 acres (12,240 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jun 2017)
Tax Bill$2,181 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15K-11-0585

Property Details

APN / Parcel Number

Primary APN15K-11-0585

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,155 sqft Living Area
Gross Area1,386 sqft
1st Floor Area1,155 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area12,240 sqft (0.281 acres)
Lot Dimensions180 ft deep x 68 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area168 sqft
Patio Area168 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2 VALE CT
CitySAINT LOUIS
StateMO
Zip63114-5642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code43R-3
Legal DescriptionWINFIELD TERRACE PLAT 1 LOTS 10 THRY 16 RESUB LOT 10
Legal SubdivisionWINFIELD TERRACE PLAT 1 LOTS 10 THRY 16
Legal Lot Number10
JurisdictionST LOUIS MO
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2010
Census Tract214500

Owner

2 Vale Ct is owned and occupied by an individual who bought it in June 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address2 VALE CT, SAINT LOUIS, MO 63114-5642
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Dec 8, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 28, 2017Warranty Deed, Transfer · FHA Mortgage
GERSHMAN MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2017 · Amount on File
Deed SaleJun 28, 2017 · Amount on File
Prior SaleAug 27, 2012
Deed Document Number2017506
Deed Book / Page22586 / 2653
Prior Transfer DateAug 24, 2012
Prior Transfer Doc0201332032
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address2 VALE CT, SAINT LOUIS, MO 63114-5642
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 VALE CT, SAINT LOUIS, MO 63114-5642

Mortgage

Document Number2025120900218
DateDec 9, 2025
Instrument2025120900218
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2040

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address2 VALE CT, SAINT LOUIS, MO 63114-5642
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 VALE CT, SAINT LOUIS, MO 63114-5642

Mortgage

Document Number2022120800431
DateDec 8, 2022
Instrument2022120800431
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address2 VALE CT, SAINT LOUIS, MO 63114-5642
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 VALE CT, SAINT LOUIS, MO 63114-5642

Mortgage

Document Number2022041100420
DateApr 11, 2022
Instrument2022041100420
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2037

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJun 28, 2017
Property Address2 VALE CT, SAINT LOUIS, MO 63114-5642
Document Number0225862653
Book / Page022586 / 002653
Instrument DateJun 16, 2017
Instrument506
Transaction TypeTransfer
Record UpdatedAug 2, 2017
Title CompanyUS TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 VALE CT ST LOUIS MO 631145642, ST LOUIS, MO 63114-5642

Mortgage

Document Number225862656
DateJun 28, 2017
Book Page022586/002656
Instrument507
Lender
NameGERSHMAN MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 27, 2047

Mortgage

Document Number225862669,
DateJun 28, 2017
Book Page022586/002669
Instrument508
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
AddressKANSAS CITY, MO 64105
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2 Vale Ct was $2,181, up 2.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityOverland City
Unified School DistrictRitenour School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,410 (-) Land $6,520 Building $21,890$149,500 (-) Land $34,300 Building $115,200
2025$2,181.00 (+2.44%)$28,410 Land $6,520 Building $21,890$149,500 Land $34,300 Building $115,200
2024$2,129.00 (+2.26%)
2023$2,082.00 (+10.86%)$24,870 (+24.66%) Land $3,910 Building $20,960$130,900 Land $20,600 Building $110,300
2022$1,878.00$19,950 Land $3,040 Building $16,910
2021$105,000 Land $16,000 Building $89,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Vale Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1981–1986)
Claims Outside the SFHA3 of 6
Most Recent ClaimOct 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Vale Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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