2 Upshur Ct, Palm Coast, FL 32164 Property Records

Flagler County property record for 2 Upshur Ct, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,026 sqft · built 2004
Lot Size0.294 acres (12,807 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Dec 2004)
Tax Bill$2,771 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-11-31-7057-00360-0120

Property Details

APN / Parcel Number

Primary APN07-11-31-7057-00360-0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,026 sqft Living Area
Gross Area2,674 sqft
1st Floor Area2,026 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,807 sqft (0.294 acres)
DrivewayConcrete Driveway
Driveway Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2 UPSHUR CT
CityPALM COAST
StateFL
Zip32164-5769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 57 BLK 36 LOT 12 OR 513 PG 1538 OR 773 PG 1898 OR 853 PG 1502-FJ-QT OR 925 PG 502 OR 1002/585 OR 1170/1723 OR 1175/1645 OR 1914/1574
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block36
Legal Lot Number12
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1021
Census Tract60208

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 UPSHUR CT, PALM COAST, FL 32164-5769
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2004 · Amount on Record
Deed SaleDec 7, 2004 · Amount on Record
Prior SaleNov 22, 2004 · Amount on Record
Deed Document Number200467923
Deed Book / Page1175 / 1645
Last Transfer DateAug 6, 2012
Transfer Doc0019141574
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2 UPSHUR CT, PALM COAST, FL 32164-5769
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024680761
DateAug 18, 2020
Book Page2468/761
Instrument2020032108
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 4, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,771.00 (+2.59%) Homeowner's exemption$195,622 (+5.99%)$323,376 (-1.35%) Land $52,500 Building $270,876
2024$2,701.00 (+2.78%)
2023$2,628.00 (+1.19%) Homeowner's exemption$184,572 (+3%)$327,814 (+5.91%) Land $45,000 Building $282,814
2022$2,597.00 Homeowner's exemption$179,196$309,518 Land $46,000 Building $263,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims6 (2009–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2023 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Upshur Ct

Nearby Streets

Search Property Records by Address or Parcel Number