2 Upper Douglas Ln, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 2 Upper Douglas Ln, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$1,295,000 (Sep 2025)
Tax Bill	$4,705 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0016 B:0124 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0016 B:0124 L:000`
Alternative APN	`2645`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2645
Street Address	2 UPPER DOUGLAS LN
City	OAK BLUFFS
State	MA
Zip	02557-7285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:124 DIST:221 CITY/MUNI/TWP:OAK BLUFFS
Legal Subdivision	DOUGLAS ABDELNOR
Legal Block	124
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	3
Census Block	3013
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 UPPER DOUGLAS LN, OAK BLUFFS, MA 02557-7285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKLAND TRUST CO
Jul 30, 2025	Quit Claim Deed, Transfer Quitclaim
May 25, 2017	Quit Claim Deed, Transfer · VA Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Jul 30, 2025
Deed Document Number	0001717503
Deed Book / Page	1717 / 503
Record Updated	Jun 8, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Sep 5, 2025
Property Address	2 UPPER DOUGLAS LN, OAK BLUFFS, MA 02557-7285
Document Number	001717-503
Book / Page	1717 / 503
Instrument Date	Sep 5, 2025
Instrument	4174
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 STATE RD # 129, 129, VINEYARD HAVEN, MA 02568-5695

Mortgage

Document Number	0000004175
Date	Sep 5, 2025
Instrument	4175

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2032
Index	1-Year CMT

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Jul 30, 2025
Property Address	2 UPPER DOUGLAS LN, OAK BLUFFS, MA 02557-7285
Document Number	001714-481
Book / Page	1714 / 481
Instrument Date	Dec 23, 2024
Instrument	3497
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 UPPER DOUGLAS LN, OAK BLUFFS, MA 02557-7285

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	May 25, 2017
Property Address	2 UPPER DOUGLAS LN, OAK BLUFFS, MA 02557-7285
Document Number	1439-816
Book / Page	1439 / 816
Instrument	3529
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 UPPER DOUGLAS LN, OAK BLUFFS, MA 02557

Mortgage

Document Number	14390825
Date	May 25, 2017
Instrument	01439/0825

Lender

Name	SANTANDER BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,705.00 (+0.64%)	$931,600 (+4.22%) Land $410,500 Building $521,100
2024	$4,675.00 (+0.21%)	$893,900 (+1.18%) Land $373,000 Building $520,900
2023	$4,665.00	$883,500 Land $362,500 Building $521,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Nearby Flood Policies	55 in force
Nearby Flood Claims	7 (1978–2012)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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