2 Upland Ter, Mount Vernon, OH 43050 Property Records

Knox County property record for 2 Upland Ter, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1966
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Sep 2026)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-01905.000`

Property Details

APN / Parcel Number

Primary APN	`66-01905.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	120 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2 UPLAND TER
City	MOUNT VERNON
State	OH
Zip	43050-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL HEIGHTS ADD LOT #28
Legal Subdivision	COLONIAL HEIGHTS ADD
Legal Lot Number	28
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2006
Census Tract	7302

Owner

2 Upland Ter is owned and occupied by two individuals who bought it in September 2026.

Source: Knox County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 3500, NEWARK, OH 43058-3500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Fiduciary Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK
Apr 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Jun 4, 2012 · Amount on File
Deed Document Number	20266955
Deed Book / Page	2147 / 876
Prior Transfer Date	Oct 18, 2012
Prior Transfer Doc	0000009611
Record Updated	Oct 29, 2026

September 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	KNOX OH
Recording Date	Sep 1, 2026
Property Address	2 UPLAND TER, MOUNT VERNON, OH 43050-1420
Document Number	0000006955
Book / Page	2147 / 876
Instrument Date	Aug 18, 2026
Instrument	20266955
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	VALMER LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,719.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000006956,
Date	Sep 1, 2026
Book Page	2147/879
Instrument	20266956

Lender

Name	PARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	2 UPLAND TER, MOUNT VERNON, OH 43050-1420
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003476
Date	Apr 5, 2021
Book Page	1845/579
Instrument	20210-00003476

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	841 Months
Due	May 1, 2091

Tax Assessment & Valuation

The 2025 property tax bill for 2 Upland Ter was $1,266 with exemptions applied, down 32.7% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$167,460 Land $30,750 Building $136,710
2025	$1,266.00 (-32.73%)	$58,610 (-) Land $10,760 Building $47,850
2024	$1,882.00 (+0.43%) Homeowner's exemption Senior Citizen's exemption	$58,610 (-) Land $10,760 Building $47,850
2023	$1,874.00 (+37.19%) Homeowner's exemption Senior Citizen's exemption	$58,610 (+42.99%) Land $10,760 Building $47,850	$167,460 Land $30,750 Building $136,710
2022	$1,366.00 Homeowner's exemption Senior Citizen's exemption	$40,990 Land $7,530 Building $33,460
2020			$117,100 Land $21,500 Building $95,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Upland Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Upland Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

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