Flagler County property record for 2 Universal Trl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,928 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,900 (Nov 2005) |
| Tax Bill | $2,414 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00460-0130 |
| Primary APN | 07-11-31-7057-00460-0130 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,928 sqft Heated Area |
| Gross Area | 4,740 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2 UNIVERSAL TRL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SEC 57 BLK 46 LOT 13 OR 199 PG 410 OR1161 PG252 OR 1346 PG 1575 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 46 |
| Legal Lot Number | 13 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 60208 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 362, FLAGLER BEACH, FL 32136-0362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2005 · Amount on Record |
| Deed Sale | Nov 2, 2005 · Amount on Record |
| Prior Sale | Oct 29, 2004 · Amount on Record |
| Deed Document Number | 2005067593 |
| Deed Book / Page | 1346 / 1575 |
| Record Updated | Jun 8, 2026 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,414.00 (+5.69%) Homeowner's exemption | $175,975 (+5.99%) | $429,621 (-2.95%) Land $52,000 Building $377,621 |
| 2023 | $2,284.00 (+1.33%) Homeowner's exemption | $166,035 (+3%) | $442,678 (+2.64%) Land $44,500 Building $398,178 |
| 2022 | $2,254.00 Homeowner's exemption | $161,199 | $431,308 Land $45,500 Building $385,808 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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