Allegany County property record for 2 Union St, Lonaconing, MD 21539
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4,902 sqft · built 1881 |
| Lot Size | 0.224 acres (9,770 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,502 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-004470 |
| Primary APN | 10-004470 |
|---|---|
| Alternative APN |
|
| Units | 8 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,902 sqft Total Area |
| 1st Floor Area | 4,902 sqft |
| Basement Area | 3,069 sqft |
| Unfinished Basement | 2,955 sqft |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Lot Area | 9,770 sqft (0.224 acres) |
| Porch | Slab |
| Porch Area | 588 sqft |
| Heating System | Steam |
|---|---|
| Sewer | Connected |
| Account Number | 004470 |
|---|---|
| Street Address | 2 UNION ST |
| City | LONACONING |
| State | MD |
| Zip | 21539-1136 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | 9,770 SF S/S UNION ST LONACONING |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 10, LONACONING |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 2100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lonaconing Historic District listed 1983 · 231 contributing resources · NRIS 83002919 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 UNION ST, LONACONING, MD 21539-1136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2024 | Deed, Transfer |
| Nov 16, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 11, 2023 |
| Transfer Doc | 002934-0204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 2, 2024 |
| Property Address | 2 UNION ST, LONACONING, MD 21539-1136 |
| Document Number | 002934-0204 |
| Book / Page | 2934 / 204 |
| Instrument Date | Nov 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 UNION ST, LONACONING, MD 21539-1136 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Nov 16, 2023 |
| Property Address | 2 UNION ST, LONACONING, MD 21539-1136 |
| Document Number | 002924-0097 |
| Book / Page | 2924 / 97 |
| Instrument Date | Nov 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Lonaconing Town |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,267 (+5.22%) | $119,000 (+15.65%) Land $29,300 Building $89,700 | |
| 2025 | $1,502.00 (+17.44%) | $102,900 (+19.98%) Land $24,400 Building $78,500 | $102,900 (+14.97%) Land $24,400 Building $78,500 |
| 2023 | $1,279.00 | $85,767 | $89,500 Land $11,000 Building $78,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 17 (1996–2025) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLAND-LONACONING serves 5,000 people · EPA ID MD0010018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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