2 Umbria Ct, Aiken, SC 29803 Property Records

Aiken County property record for 2 Umbria Ct, Aiken, SC 29803

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,928 sqft · built 1994
Owner	Individual Name on File
Last Sale	$205,000 (Mar 2020)
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124-05-06-015`

Property Details

APN / Parcel Number

Primary APN	`124-05-06-015`
Alternative APNs	`00-159-0-08-067` `R2025036569`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,928 sqft Living Area
Gross Area	2,903 sqft
1st Floor Area	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	602 sqft
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R2025036569
Street Address	2 UMBRIA CT
City	AIKEN
State	SC
Zip	29803-8574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 42B PLANTATION SOUTH PH 2
Legal Subdivision	PLANTATION SOUTH
Legal Phase	2
Legal Lot Number	42B
Jurisdiction	AIKEN SC
Township / Civil Division	AIKEN
Census Block Group	2
Census Block	2026
Census Tract	21205

Owner

2 Umbria Ct is owned and occupied by an individual who bought it in March 2020.

Source: Aiken County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2 UMBRIA CT, AIKEN, SC 29803-8574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 6, 2020	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Prior Sale	Sep 19, 2016 · Amount on File
Deed Document Number	20205567
Deed Book / Page	4832 / 168
Prior Transfer Date	May 17, 2011
Prior Transfer Doc	4358/2366
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Property Address	2 UMBRIA CT, AIKEN, SC 29803-8574
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 UMBRIA CT, AIKEN, SC 29803-8574

Mortgage

Document Number	05306/1304
Date	Mar 18, 2026
Book Page	5306/1304
Instrument	2026006978

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2066

Interest

Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AIKEN SC
Recording Date	Mar 6, 2020
Property Address	2 UMBRIA CT, AIKEN, SC 29803-8574
Document Number	4832/0168
Book / Page	004832 / 000168
Instrument Date	Mar 5, 2020
Instrument	5567
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 UMBRIA CT AIKEN SC 298038574, AIKEN, SC 29803-8574

Mortgage

Document Number	4832/0172
Date	Mar 6, 2020
Book Page	004832/000172
Instrument	5568

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 Umbria Ct was $3,441.

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Municipality	Aiken City
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,441.00	$13,530	$225,540 Land $30,000 Building $195,540
2023	$3,173.00	$13,530 Land $1,800 Building $11,730	$225,540 Land $30,000 Building $195,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Umbria Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Umbria Ct is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AIKEN serves 51,533 people · EPA ID SC0210001
Water Source	Surface water
Last State Inspection	Feb 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative, Spectrum.

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