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2 Tray Cir, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2 Tray Cir, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1985
Lot Size0.559 acres (24,350 sqft)
Owner2 Individual Names on Record
Last Sale$174,500 (Apr 2017)
Tax Bill$2,064 (2025)
Deeds & MortgagesApr 2017 Sale
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN18A 5 84

Property Details

APN / Parcel Number

Primary APN18A 5 84
Alternative APN
  • 890

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
Gross Area3,659 sqft
1st Floor Area1,392 sqft
Basement Area348 sqft
Unfinished Basement348 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1996
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area24,350 sqft (0.559 acres)
TerrainRolling
View / LotCorner
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area95 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number890
Street Address2 TRAY CIR
CityPALMYRA
StateVA
Zip22963-3045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 984-887 TUFTON-5 LOT 84 24,336 SF
Legal SubdivisionLAKE MONTICELLO
Legal Block8
Legal Lot Number84
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group2
Census Block2006
Census Tract20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 TRAY CIR, PALMYRA, VA 22963-3045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2017Deed, Transfer
FIDELITY NATIONAL TITLE
Apr 19, 2017Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2017 · Amount on Record
Deed SaleApr 19, 2017 · Amount on Record
Prior SaleSep 24, 2014 · Amount on Record
Deed Document Number20171231
Record UpdatedSep 20, 2026

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateApr 19, 2017
Property Address2 TRAY CIR, PALMYRA, VA 22963-3045
Document Number1701231
Map ReferencePB 79 PG 91
Instrument DateMar 17, 2017
Instrument1701231
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 TRAY CIR, PALMYRA, VA 22963-3045

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateApr 19, 2017
Property Address2 TRAY CIR, PALMYRA, VA 22963-3045
Document Number1701231
Map ReferencePB 79 PG 91
Instrument DateMar 17, 2017
Instrument1701231
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 TRAY CIR, PALMYRA, VA 22963-3045

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$273,500 (-) Land $33,000 Building $240,500$273,500 (-) Land $33,000 Building $240,500
2025$2,064.00 (+9.85%)$273,500 (+22.81%) Land $33,000 Building $240,500$273,500 (+22.81%) Land $33,000 Building $240,500
2023$222,700 Land $33,000 Building $189,700$222,700 Land $33,000 Building $189,700
2022$1,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Firefly Fiber Broadband
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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