2 Trapani, Laguna Niguel, CA 92677 Property Records

Orange County property record for 2 Trapani, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,366 sqft · built 1992
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Apr 2019)
Tax Bill	$14,402 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`653-491-19`

Property Details

APN / Parcel Number

Primary APN	`653-491-19`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,366 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	9,100 sqft (0.209 acres)
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2 TRAPANI
City	LAGUNA NIGUEL
State	CA
Zip	92677-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13252 BLK LOT 19
Legal Subdivision	TRACT NO 13252
Legal Tract	13252
Legal Lot Number	19
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	42331

Owner

2 Trapani is owned and occupied by two individuals who bought it in April 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 TRAPANI, LAGUNA NIGUEL, CA 92677-9009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit KINECTA FEDERAL CREDIT UNION
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage KINECTA FCU
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit KINECTA FCU
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage KINECTA FCU
Apr 4, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on File
Deed Sale	Apr 4, 2019 · Amount on File
Prior Sale	Jul 18, 2001 · Amount on File
Deed Document Number	2019107490
Prior Transfer Date	Dec 22, 2011
Prior Transfer Doc	0000005051
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 22, 2026
Property Address	2 TRAPANI, LAGUNA NIGUEL, CA 92677-9009
Document Number	0000148185
Instrument Date	May 15, 2026
Instrument	2026148185
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2 TRAPANI, LAGUNA NIGUEL, CA 92677-9009

Mortgage

Document Number	0000148185,
Date	May 22, 2026
Instrument	2026148185

Lender

Name	KINECTA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 30, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 TRAPANI, LAGUNA NIGUEL, CA 92677-9009
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TRAPANI, LAGUNA BEACH, CA 92677-9009

Mortgage

Document Number	0000015173
Date	Jan 12, 2022
Instrument	2022000015173

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 TRAPANI, LAGUNA NIGUEL, CA 92677-9009
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TRAPANI, LAGUNA NIGUEL, CA 92677-9009

Mortgage

Document Number	0000048495
Date	Jan 25, 2021
Instrument	2021000048495

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 TRAPANI, LAGUNA NIGUEL, CA 92677-9009
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TRAPANI, LAGUNA NIGUEL, CA 92677-9009

Mortgage

Document Number	0000466543
Date	Sep 3, 2020
Instrument	2020000466543

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 4, 2019
Property Address	2 TRAPANI, LAGUNA NIGUEL, CA 92677-9009
Document Number	0000107490
Instrument Date	Mar 8, 2019
Instrument	107490
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 TRAPANI LAGUNA NIGUEL CA 926779009, LAGUNA NIGUEL, CA 92677-9009

Mortgage

Document Number	107491
Date	Apr 4, 2019
Instrument	107491

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Trapani was $14,402.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,454,669 (+2%) Land $944,691 Building $509,978
2025	$14,402.00	$1,426,147 Land $926,168 Building $499,979
2023	$13,862.00 (+6.38%)	$1,370,769 Land $890,204 Building $480,565
2022	$13,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 Trapani in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Trapani is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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