2 Tower Cir, Concord, NH 03303 Property Records

Merrimack County and Concord City property record for 2 Tower Cir, Concord, NH 03303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1994
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Aug 2025)
Tax Bill	$9,244 (2025)
Deeds & Mortgages	Jul 2021 Refinance Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:192-P B:83`

Property Details

APN / Parcel Number

Primary APN	`M:192-P B:83`
Alternative APN	`CNCD M:192P B:83`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Gross Area	3,038 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	2 TOWER CIR
City	CONCORD
State	NH
Zip	03303-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	83
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3003
Census Tract	44300

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 MERRIMACK ST, 4, CONCORD, NH 03301-4113
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW HAMPSHIRE FCU
Aug 26, 2025	Warranty Deed, Transfer · Conventional Mortgage SERVICE CU
Feb 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage REGENCY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	202513216
Deed Book / Page	3900 / 2276
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	2 TOWER CIR, CONCORD, NH 03303-1946
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019060
Date	Jul 26, 2021
Book Page	3750/760
Instrument	202100019060

Lender

Name	NEW HAMPSHIRE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Aug 26, 2025
Property Address	2 TOWER CIR, CONCORD, NH 03303-1946
Document Number	0000013216
Book / Page	3900 / 2276
Instrument Date	Aug 22, 2025
Instrument	202500013216
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 MERRIMACK ST APT 4, 4, CONCORD, NH 03301-4113

Mortgage

Document Number	0000013217
Date	Aug 26, 2025
Instrument	202500013217

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Feb 28, 2017
Property Address	2 TOWER CIR, CONCORD, NH 03303-1946
Document Number	0035480725
Book / Page	003548 / 000725
Instrument Date	Feb 23, 2017
Instrument	3505
Transaction Type	Construction Loan
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 TOWER CIR CONCORD NH 033031946, CONCORD, NH 03303-1946

Mortgage

Document Number	35480725
Date	Feb 28, 2017
Book Page	003548/000725
Instrument	3505

Lender

Name	REGENCY MTG
Type	Mortgage Company
Address	HOOKSETT, NH 03106

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 27, 2037

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Merrimack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,244.00 (+8.56%)	$300,700 (+8.2%) Land $101,900 Building $198,800
2024	$8,515.00 (+5.11%)	$277,900 (-) Land $101,900 Building $176,000
2023	$8,101.00 (+0.07%)	$277,900 (-) Land $101,900 Building $176,000	$362,995
2022	$8,095.00	$277,900 Land $101,900 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2003–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, TDS Telecom.

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