2 Timber Top Cir, Pacific, MO 63069 Property Records

Jefferson County property record for 2 Timber Top Cir, Pacific, MO 63069 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,393 sqft · built 2003
Lot Size	4.24 acres (184,694 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2017)
Tax Bill	$4,295 (2024)
Deeds & Mortgages	Nov 2023 Second Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-9.0-32.0-0-000-003.30`

Property Details

APN / Parcel Number

Primary APN	`04-9.0-32.0-0-000-003.30`
Alternative APN	`0490320 00330`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,393 sqft Living Area
Gross Area	3,177 sqft
1st Floor Area	2,393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	184,694 sqft (4.24 acres)
Garage Type	Attached
Garage Area	784 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	364 sqft
Patio Area	326 sqft
Pole Barn	Pole Barn
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2 TIMBER TOP CIR
City	PACIFIC
State	MO
Zip	63069-6411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER RIDGE ESTS 1 LOT 30
Legal Range	3E
Legal Township	43N
Legal Section	32
Legal Subdivision	TIMBER RIDGE ESTS 1
Legal Block	3
Legal Lot Number	30
Jurisdiction	JEFFERSON MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3039
Census Tract	700402

Owner

Source: Jefferson County records · APN 04-9.0-32.0-0-000-003.30

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 TIMBER TOP CIR, PACIFIC, MO 63069-6411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 29, 2020	Deed of Trust, Mortgage LAND HM FIN'L SVCS INC
Jan 07, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU
Jul 26, 2017	Warranty Deed, Transfer LAND HM FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	201722963
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2 TIMBER TOP CIR, PACIFIC, MO 63069-6411
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028296
Date	Nov 13, 2023
Instrument	2023R-028296

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2 TIMBER TOP CIR, PACIFIC, MO 63069-6411
Document Number	0000028553
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 TIMBER TOP CIR PACIFIC MO 630696411, PACIFIC, MO 63069-6411

Mortgage

Document Number	0000028553
Date	Aug 07, 2020
Instrument	28553

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 06, 2040

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2 TIMBER TOP CIR, PACIFIC, MO 63069-6411
Document Number	0000002541
Instrument Date	Jan 07, 2020
Transaction Type	Mortgage
Record Updated	Feb 03, 2020
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 TIMBER TOP CIR PACIFIC MO 630696411, PACIFIC, MO 63069-6411

Mortgage

Document Number	0000002541
Date	Jan 22, 2020
Instrument	2541

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2035

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 26, 2017
Property Address	2 TIMBER TOP CIR, PACIFIC, MO 63069-6411
Document Number	0000022963
Instrument Date	Jul 19, 2017
Instrument	22963
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 TIMBER TOP CIR PACIFIC MO 630696411, PACIFIC, MO 63069-6411

Mortgage

Document Number	22964
Date	Jul 26, 2017
Instrument	22964

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,400 (+12.06%) Land $5,900 Building $54,500	$317,800 (-) Land $31,100 Building $286,700
2024	$4,295.00 (+8.84%)		$317,800 (+12.02%) Land $31,100 Building $286,700
2023	$3,946.00	$53,900 Land $5,900 Building $48,000	$283,700 Land $31,100 Building $252,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997004023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
Bays-ET Highspeed	Fixed Wireless (unlicensed)	100 / 10
Brown Dog Networks	Fixed Wireless (unlicensed)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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