2 Timber Lakes Dr, Petal, MS 39465 Property Records

Forrest County property record for 2 Timber Lakes Dr, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,947 sqft · built 2005
Owner	Individual Name on File
Last Sale	$20,500 (Feb 2003)
Tax Bill	$1,898 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-035Z-22-050.00`

Property Details

APN / Parcel Number

Primary APN	`1-035Z-22-050.00`
Alternative APNs	`105D-5850-022-031.00` `012296` `12296`

Interior

Full Baths	2 Baths
Building Area	1,947 sqft Living Area
1st Floor Area	1,947 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	12296
Street Address	2 TIMBER LAKES DR
City	PETAL
State	MS
Zip	39465-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 TIMBER LAKES S/D PREV #4420032 DB 734 PG 478 7/95 DB 821 PG 578 7/29/99
Legal Range	12W
Legal Township	04N
Legal Section	22
Legal Subdivision	TIMBER LAKES SUBDIVISION
Legal Lot Number	32
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	4
Census Block	4012
Census Tract	10101

Owner

2 Timber Lakes Dr is owned and occupied by an individual who bought it in February 2003.

Source: Forrest County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2 TIMBER LAKES DR, PETAL, MS 39465-9603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Dec 28, 2018	Deed of Trust, Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2003 · Amount on File
Deed Sale	Feb 24, 2003 · Amount on File
Deed Document Number	0000905066
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	2 TIMBER LAKES DR, PETAL, MS 39465-9603
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TIMBER LAKES DR, PETAL, MS 39465-9603

Mortgage

Document Number	002602/495
Date	Oct 17, 2025
Book Page	2602/495
Instrument	882165

Lender

Name	CADENCE BANK NA
Type	Bank
Address	PETAL, MS 39465

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	2 TIMBER LAKES DR, PETAL, MS 39465-9603
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TIMBER LAKES DR, PETAL, MS 39465-9603

Mortgage

Document Number	002514/594
Date	Feb 6, 2024
Book Page	2514/594

Lender

Name	CADENCE BANK NA
Type	Bank
Address	PETAL, MS 39465

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Dec 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	2 TIMBER LAKES DR, PETAL, MS 39465-9603
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TIMBER LAKES DR, PETAL, MS 39465-9603

Mortgage

Document Number	002511/493
Date	Jan 4, 2024
Book Page	2511/493

Lender

Name	CADENCE BANK NA
Type	Bank
Address	PETAL, MS 39465

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	2 TIMBER LAKES DR, PETAL, MS 39465-9603
Transaction Type	Mortgage
Record Updated	Jan 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2210/381
Date	Dec 28, 2018
Book Page	2210/381
Instrument	785197

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 26, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 2 Timber Lakes Dr was $1,898 with a homeowner's exemption.

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,898.00 Homeowner's exemption	$16,669	$166,690 Land $14,010 Building $152,680
2023	$1,529.00 Homeowner's exemption	$148,560 (+9%)	$148,560 (-) Land $14,010 Building $134,550
2022		$14,856	$148,560 Land $14,010 Building $134,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Timber Lakes Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2026)
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Timber Lakes Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 93% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE UTILITY ASSN INC public/private · serves 6,067 people · EPA ID MS0180013
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
defastlink Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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