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2 Thurmond St, Key Largo, FL 33037 Property Records

Monroe County property record for 2 Thurmond St, Key Largo, FL 33037

Property Summary

Property TypeCondominium
Details8 bd · 6 ba · 6,450 sqft · built 1966
Lot Size1.62 acres (70,903 sqft)
OwnerCompany Name on Record
Last Sale$2,395,000 (Sep 2014)
Tax Bill$36,350 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN00088160-000100

Property Details

APN / Parcel Number

Primary APN00088160-000100
Alternative APN
  • 8919549

Interior

Bedrooms8 Beds
Full Baths6 Baths
Stories1 Story
Building Area6,450 sqft Living Area
1st Floor Area4,020 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2011
Architectural StyleCondo/Apartment
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area70,903 sqft (1.62 acres)
View / LotWaterfront
Garage TypeCovered
Garage Area350 sqft

Exterior Amenities

Pool Area336 sqft
PorchFlorida Room
Porch Area1,566 sqft
Deck AreaDeck Area
Patio Area3,148 sqft
Water FeatureWater Feature
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number8919549
Street Address2 THURMOND ST
CityKEY LARGO
StateFL
Zip33037-2342
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSR
Legal Description32 61 39 ISLAND OF KEY LARGO PT LOTS 9-11 BCC 17-1968 PT DISCLAIMED RD BCC 87-1973 FKA LOTS 1-29, 20FT ALLEY AND E1/2 BAY VIEW BLVD BK 2 EL DORADO HEIGHTS PB1-203 OR510-448 OR818-268 OR1480-29/30 OR1480-31/33 OR1480-37/38 OR1480-34/36 OR1480-1582D/C
Legal Range39E
Legal Township61S
Legal Section32
Legal SubdivisionEL DORADO HEIGHTS
Legal Block2
Legal Lot Number9-11
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2002
Census Tract970500

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2 THURMOND ST, KEY LARGO, FL 33037-2342
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2014 · Amount on Record
Deed SaleSep 22, 2014 · Amount on Record
Prior SaleMar 6, 2014 · Amount on Record
Deed Document Number20141998491
Deed Book / Page2704 / 109
Transfer Doc1480000029
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address2 THURMOND ST, KEY LARGO, FL 33037-2342
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030832116
DateMar 24, 2021
Book Page3083/2116
Instrument2310089
Lender
NameDAVID NEIL MCGRAW ETUX
TypePrivate Party
Address2 THURMOND ST, KEY LARGO, FL 33037
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,010,828 (+2.11%) Land $2,940,889 Building $1,069,939$4,010,828 (+2.11%) Land $2,940,889 Building $1,069,939
2024$36,350.00 (+4.12%)
2023$34,913.00 (+9.48%)$3,927,909 (+4.15%) Land $2,916,782 Building $1,011,127$3,927,909 (+4.15%) Land $2,916,782 Building $1,011,127
2022$31,889.00$3,771,362 Land $2,743,212 Building $1,028,150$3,771,362 Land $2,743,212 Building $1,028,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 595 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies839 units insured
incl. 244 condo units
Nearby Flood Claims304 (1983–2025)
Claims Outside the SFHA8 of 304
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 221 claims
  • Hurricane Irene, Oct 1999 · 24 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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