Rensselaer County and Troy City property record for 2 Thomas St, Troy, NY 12180
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,918 sqft · built 1910 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,500 (Nov 2018) |
| Tax Bill | $7,520 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Dec 2020 Mortgage + 1 more |
| APN | 381700 112.70-5-1 |
| Primary APN | 381700 112.70-5-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Total Area |
| 1st Floor Area | 1,073 sqft |
| 2nd Floor Area | 845 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 30 ft deep x 120 ft wide |
| Porch | Porch |
| Porch Area | 228 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0608580 |
|---|---|
| Street Address | 2 THOMAS ST |
| City | TROY |
| State | NY |
| Zip | 12180-6000 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SF |
| Legal Block | 5 |
| Legal Lot Number | 1.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 41101 |
Source: Rensselaer County and Troy City records · APN 381700 112.70-5-1
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 N PARK DR, GLOVERSVILLE, NY 12078-2504 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PHH US MORTGAGE CORP |
| Dec 14, 2020 | Quit Claim Deed, Transfer PREMIUM MTG |
| Nov 26, 2018 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2018 · Amount on Record |
| Deed Sale | Nov 26, 2018 · Amount on Record |
| Deed Document Number | 2018543298 |
| Deed Book / Page | 8689 / 92 |
| Prior Transfer Date | Jun 05, 2015 |
| Prior Transfer Doc | 0074970174 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 2 THOMAS ST, TROY, NY 12180-6000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0099350283 |
|---|---|
| Date | Feb 08, 2022 |
| Book Page | 9935/283 |
| Instrument | 2022-605404 |
| Name | PHH US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Dec 14, 2020 |
| Property Address | 2 THOMAS ST, TROY, NY 12180-6000 |
| Document Number | 0000580015 |
| Book / Page | 009397 / 000160 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 580015 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2021 |
| Title Company | PAC ABS & TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 THOMAS ST TROY NY 121806000, TROY, NY 12180-6000 |
| Document Number | 580016 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 009397/000164 |
| Instrument | 580016 |
| Name | PREMIUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Nov 26, 2018 |
| Property Address | 2 THOMAS ST, TROY, NY 12180-6000 |
| Document Number | 0086890092 |
| Book / Page | 008689 / 000092 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,520.00 (-2.78%) | $161,000 (-) Land $9,200 Building $151,800 | $275,700 (+19.87%) Land $15,754 Building $259,946 |
| 2023 | $161,000 (-) Land $9,200 Building $151,800 | $230,000 (+8.57%) Land $13,143 Building $216,857 | |
| 2022 | $7,735.00 | $161,000 Land $9,200 Building $151,800 | $211,842 Land $12,105 Building $199,737 |
Source: FEMA National Flood Hazard Layer as of January 12, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 303 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY CITY PWS serves 51,401 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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