2 Thomas Rd, Bradford, PA 16701 Property Records

McKean County property record for 2 Thomas Rd, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	1,796 sqft · built 1938
Lot Size	3.51 acres (152,896 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000 (Oct 2025)
Tax Bill	$4,070 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-031.-108.00`

Property Details

APN / Parcel Number

Primary APN	`17-031.-108.00`
Alternative APN	`007093`

Interior

Building Area	1,796 sqft Total Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	152,896 sqft (3.51 acres)

Location & Zoning

Street Address	2 THOMAS RD
City	BRADFORD
State	PA
Zip	16701-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0937-1070
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2024
Census Tract	420100

Owner

2 Thomas Rd is owned by two individuals who bought it in October 2025.

Source: McKean County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 PARKWAY LN, BRADFORD, PA 16701-2770
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 2, 2019	Warranty Deed, Transfer · VA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Deed Document Number	20253340
Deed Book / Page	1094 / 765
Prior Transfer Date	Jun 16, 2014
Prior Transfer Doc	791/1170
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	2 THOMAS RD, BRADFORD, PA 16701-2757
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	981/1010
Date	Jun 21, 2021
Book Page	981/1010
Instrument	202102544

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKEAN PA
Recording Date	Dec 2, 2019
Property Address	2 THOMAS RD, BRADFORD, PA 16701-2757
Document Number	937/1070
Book / Page	937 / 1070
Instrument Date	Nov 22, 2019
Instrument	201904389
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 THOMAS RD, BRADFORD, PA 16701-2757

Mortgage

Document Number	201904390
Date	Dec 2, 2019
Instrument	201904390

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2 Thomas Rd was $4,070.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Bradford Township
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,070.00 (-0.02%)	$100,220 (-0.02%) Land $14,320 Building $85,900
2025	$4,071.00 (+3.17%)	$100,240 (-) Land $14,340 Building $85,900
2024	$3,946.00	$100,240 Land $14,340 Building $85,900
1998			$100,220 Land $14,320 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Thomas Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	24 (1979–2010)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Dec 2010 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 4 claims Pa, Aug 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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