Rockland County and Clarkstown Town property record for 2 Thomas Ct, Valley Cottage, NY 10989
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,052 sqft · built 1980 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $356,500 (May 2018) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392089 59.6-2-13 |
| Primary APN | 392089 59.6-2-13 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 434 sqft |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 108B90 |
|---|---|
| Old Parcel Number | 208905900600020130000000 |
| Street Address | 2 THOMAS CT |
| City | VALLEY COTTAGE |
| State | NY |
| Zip | 10989-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGLE RESIDENCE |
| Legal Description | OLDMILL ACRES II SEC A BLK B LOT 60 108-B-90 |
| Legal Subdivision | OLD MILL ACRES II |
| Legal Block | 2 |
| Legal Lot Number | 13.000 108 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | CLARKSTOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11102 |
2 Thomas Ct is owned and occupied by an individual who bought it in May 2018.
Source: Rockland County and Clarkstown Town records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2 THOMAS CT, VALLEY COTTAGE, NY 10989-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| May 22, 2018 | Executor's Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on File |
| Deed Sale | May 22, 2018 · Amount on File |
| Prior Sale | Sep 22, 2003 |
| Deed Document Number | 0201814879 |
| Deed Book / Page | 2018 / 14879 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 THOMAS CT, VALLEY COTTAGE, NY 10989-1302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025597 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021-00025597 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 22, 2018 |
| Property Address | 2 THOMAS CT, VALLEY COTTAGE, NY 10989-1302 |
| Document Number | 0000014879 |
| Map Reference | MB 95 PG 59 MAP5153 |
| Instrument Date | May 9, 2018 |
| Instrument | 2018-00014879 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,426.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 KINGS HWY, 525, VALLEY COTTAGE, NY 10989-1873 |
| Name | Verified Name |
|---|---|
| Address | 1259 GRANT AVE APT 3H, 3H, BRONX, NY 10456-1787 |
| Document Number | 0000014880 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 2018-00014880 |
| Name | PLAZA HOME MORTGAGE BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Clarkstown Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Clarkstown Town |
| Unified School District | Nyack Union Free School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $113,000 (-) Land $31,000 Building $82,000 | $481,260 (+278.94%) Land $132,027 Building $349,233 |
| 2023 | $113,000 Land $31,000 Building $82,000 | $127,000 Land $34,841 Building $92,159 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2 Thomas Ct in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1979–2026) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Thomas Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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