2 Thatcher Ct, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 2 Thatcher Ct, Rancho Mirage, CA 92270

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,636 sqft · built 2001
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Dec 2025)
Tax Bill	$10,660 (2025)
Deeds & Mortgages	Dec 2025 Sale May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`676-490-023`

Property Details

APN / Parcel Number

Primary APN	`676-490-023`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,636 sqft Living Area
Gross Area	4,914 sqft
1st Floor Area	3,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Tile
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2 THATCHER CT
City	RANCHO MIRAGE
State	CA
Zip	92270-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.32 ACRES IN LOT 31 MB 287/086 TR 28911
Legal Subdivision	TRACT 28911
Legal Tract	28911
Legal Lot Number	31
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1008
Census Tract	44921

Owner

2 Thatcher Ct is owned and occupied by two individuals who bought it in December 2025.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 THATCHER CT, RANCHO MIRAGE, CA 92270-1647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Grant Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
May 25, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 4, 2018	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Oct 4, 2018 · Amount on File
Deed Document Number	2025379216
Prior Transfer Date	Oct 8, 2010
Prior Transfer Doc	0000497869
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 5, 2025
Property Address	2 THATCHER CT, RANCHO MIRAGE, CA 92270-1647
Document Number	0000379216
Map Reference	MB 287 PG 86
Instrument Date	Nov 13, 2025
Instrument	2025-0379216
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2 THATCHER CT, RANCHO MIRAGE, CA 92270-1647

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2 THATCHER CT, RANCHO MIRAGE, CA 92270-1647
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 THATCHER CT, RANCHO MIRAGE, CA 92270-1647

Mortgage

Document Number	0000242049
Date	May 25, 2022
Instrument	2022-0242049

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2 THATCHER CT, RANCHO MIRAGE, CA 92270-1647
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 THATCHER CT, RANCHO MIRAGE, CA 92270-1647

Mortgage

Document Number	0000519980
Date	Aug 31, 2021
Instrument	2021-0519980

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2 THATCHER CT, RANCHO MIRAGE, CA 92270-1647
Document Number	0000147506
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2 THATCHER CT RANCHO MIRAGE CA 922701647, RANCHO MIRAGE, CA 92270-1647

Mortgage

Document Number	0000147506
Date	Mar 31, 2020
Instrument	147506

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 4, 2018
Property Address	2 THATCHER CT, RANCHO MIRAGE, CA 92270-1647
Document Number	0000396163
Instrument Date	Aug 27, 2018
Instrument	396163
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2 THATCHER CT RANCHO MIRAGE CA 922701647, RANCHO MIRAGE, CA 92270-1647

Mortgage

Document Number	396164
Date	Oct 4, 2018
Instrument	396164

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2 Thatcher Ct was $10,660.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,275,000 (+60.48%) Land $318,752 Building $956,248
2025	$10,660.00 Homeowner's exemption	$794,509 Land $83,222 Building $711,287
2023	$10,636.00 (+1.47%) Homeowner's exemption	$763,660 Land $79,992 Building $683,668
2022	$10,482.00
2021			$810,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Thatcher Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Thatcher Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks.

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