2 Terry St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 2 Terry St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,162 sqft · built 1900
Lot Size	0.076 acres (3,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2026)
Tax Bill	$14,264 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-03270-02-00014`

Property Details

APN / Parcel Number

Primary APN	`07-03270-02-00014`
Alternative APN	`0703270B00014`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,162 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	88 ft deep x 2 ft wide

Location & Zoning

Old Parcel Number	0703270B00014
Street Address	2 TERRY ST
City	PASSAIC
State	NJ
Zip	07055-2608
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	3270
Legal Lot Number	14
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1007
Census Tract	175604

Owner

Source: Passaic County and Passaic City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 TERRY ST, PASSAIC, NJ 07055-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed, Transfer TITLE AUTHORITY INC, TITLE AUTHORITY
Apr 20, 2022	Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Nov 30, 2018	Deed of Trust, Mortgage UNION RISE LLC
Mar 23, 2023	Assignment of Agreement of Sale, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	202616576
Deed Book / Page	5095 / 193
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 14, 2026
Property Address	2 TERRY ST, PASSAIC, NJ 07055-2608
Document Number	0000016576
Book / Page	5095 / 193
Instrument Date	May 8, 2026
Instrument	202616576
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TITLE AUTHORITY INC, TITLE AUTHORITY

Transaction

Amount	Amount Recorded
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TERRY ST, PASSAIC, NJ 07055-2608

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 20, 2022
Property Address	2 TERRY ST, PASSAIC, NJ 07055
Document Number	0000022211
Book / Page	D4292 / 213
Instrument Date	Apr 7, 2022
Instrument	2022022211
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	TECHNO TITLE AND ABSTRACT AGENCY LLC, TECHNO TTL & ABSTRACT AGCY L

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 BALTIMORE AVE, 164, NORTH ARLINGTON, NJ 07031-5120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 BALTIMORE AVE, NORTH ARLINGTON, NJ 07031-5120

Mortgage

Document Number	0000022212
Date	Apr 20, 2022
Instrument	2022022212

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	2 TERRY ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE ON DEMAND OF NJ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054365
Date	Nov 30, 2018
Book Page	M15307/0207
Instrument	2018054365

Lender

Name	UNION RISE LLC
Type	Non-Lending Institution
Address	LYNDHURST, NJ 07071

Agreement

Amount	Amount Recorded

March 2023: Assignment of Agreement of Sale, Transfer

Document Type	Assignment of Agreement of Sale
Jurisdiction	PASSAIC NJ
Recording Date	Mar 23, 2023
Property Address	2 TERRY ST, PASSAIC, NJ 07055
Document Number	0000010324
Instrument Date	Nov 28, 2018
Instrument	2023010324
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	576 VALLEY BROOK AVE, LYNDHURST, NJ 07071-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 STATE RT 94, VERNON, NJ 07462-3205

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,000 (-) Land $85,700 Building $249,300	$335,000 (-) Land $85,700 Building $249,300
2025	$14,264.00 (+3.27%)	$335,000 (-) Land $85,700 Building $249,300	$335,000 (-) Land $85,700 Building $249,300
2024	$13,812.00 (+6.16%)
2023		$335,000 Land $85,700 Building $249,300	$335,000 Land $85,700 Building $249,300
2022	$13,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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