Chester County property record for 2 Terry Ct, Downingtown, PA 19335
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,300 sqft · built 1995 |
| Lot Size | 0.1 acres (4,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Sep 2021) |
| Tax Bill | $465 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-7-341 |
| Primary APN | 11-7-341 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,363 sqft (0.1 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2 TERRY CT |
|---|---|
| City | DOWNINGTOWN |
| State | PA |
| Zip | 19335-2606 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Description | LOT 1 & DWG |
| Legal Subdivision | PLAN 12723 |
| Legal Lot Number | 1 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | DOWNINGTOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 304102 |
2 Terry Ct, a duplex, is owned and occupied by an individual who bought it in September 2021.
Source: Chester County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 TERRY CT, DOWNINGTOWN, PA 19335-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 14, 2021 | Deed, Transfer · Stand-Alone First Mortgage JOSEPH C MELFE ETUX |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| May 31, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on File |
| Deed Sale | Sep 14, 2021 · Amount on File |
| Prior Sale | Oct 11, 2011 · Amount on File |
| Deed Document Number | 202111867926 |
| Deed Book / Page | 10674 / 351 |
| Prior Transfer Date | Dec 18, 2019 |
| Prior Transfer Doc | 0100841528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 2 TERRY CT, DOWNINGTOWN, PA 19335-2606 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0109110055 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 10911/55 |
| Instrument | 11934716 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 14, 2021 |
| Property Address | 2 TERRY CT, DOWNINGTOWN, PA 19335-2606 |
| Document Number | 0106740351 |
| Book / Page | 10674 / 351 |
| Map Reference | PL 12723 |
| Instrument Date | May 14, 2021 |
| Instrument | 11867926 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | SAGE PREMIER SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 TERRY CT, DOWNINGTOWN, PA 19335-2606 |
| Document Number | 0011867927 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 11867927 |
| Name | JOSEPH C MELFE ETUX |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 2 TERRY CT, DOWNINGTOWN, PA 19335-2606 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 TERRY CT DOWNINGTOWN PA 193352606, DOWNINGTOWN, PA 19335-2606 |
| Document Number | 100841532 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 010084/001532 |
| Instrument | 11711904 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | May 31, 2019 |
| Property Address | 2 TERRY CT, DOWNINGTOWN, PA 19335-2606 |
| Document Number | 0099320351 |
| Book / Page | 009932 / 000351 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 11667945 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 TERRY CT DOWNINGTOWN PA 193352606, DOWNINGTOWN, PA 19335-2606 |
The 2026 property tax bill for 2 Terry Ct was $465.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Downingtown Borough |
| Unified School District | Downingtown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465.00 | $101,900 (-) Land $24,950 Building $76,950 | $101,900 (-) Land $24,950 Building $76,950 |
| 2025 | $101,900 (-) Land $24,950 Building $76,950 | $101,900 Land $24,950 Building $76,950 | |
| 2024 | $4,255.00 | $101,900 Land $24,950 Building $76,950 | |
| 1998 | $101,900 Land $24,950 Building $76,950 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2 Terry Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 89 (1994–2021) |
| Claims Outside the SFHA | 11 of 89 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Terry Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNINGTOWN WATER AUTHORITY serves 9,900 people · EPA ID PA1150026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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