2 Terrace Ln, Chico, CA 95926 Property Records

Butte County property record for 2 Terrace Ln, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,165 sqft · built 1953
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Nov 2020)
Tax Bill	$3,471 (2025)
Deeds & Mortgages	Nov 2020 Sale Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`045-703-004-000`

Property Details

APN / Parcel Number

Primary APN	`045-703-004-000`
Alternative APN	`045-703-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,165 sqft Living Area
1st Floor Area	2,165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Modern
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	045-703-004
Street Address	2 TERRACE LN
City	CHICO
State	CA
Zip	95926-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2 TERRACE LANE
Legal Subdivision	PARKSIDE TERRACE UN 03
Legal Lot Number	25
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3002
Census Tract	800

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 123, PARADISE, CA 95967-0123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Grant Deed, Transfer BIDWELL TITLE AND ESCROW
Feb 3, 2020	Grant Deed, Transfer · FHA Mortgage WESTCOAST MORTGAGE GROUP & REALTY C
Dec 22, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	202046202
Prior Transfer Date	Dec 12, 2017
Prior Transfer Doc	0000045164
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 5, 2020
Property Address	2 TERRACE LN, CHICO, CA 95926-2843
Document Number	0000046202
Instrument Date	Nov 2, 2020
Instrument	46202
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 123 PARADISE CA 959670123, PARADISE, CA 95967-0123

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 3, 2020
Property Address	2 TERRACE LN, CHICO, CA 95926-2843
Document Number	0000004257
Map Reference	LB 19 PG 45
Instrument Date	Jan 27, 2020
Instrument	2020-0004257
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Partially Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 TERRACE LN, CHICO, CA 95926-2843

Mortgage

Document Number	0000004258
Date	Feb 3, 2020
Instrument	2020-0004258

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY C
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 22, 2017
Property Address	2 TERRACE LN, CHICO, CA 95926-2843
Document Number	0000045164
Instrument Date	Nov 2, 2017
Instrument	45164
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TERRACE LN CHICO CA 959262843, CHICO, CA 95926-2843

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,603 (+2%) Land $143,033 Building $169,570
2025	$3,471.00 (+6.8%) Homeowner's exemption	$306,475 (+4.04%) Land $140,229 Building $166,246
2024	$3,250.00 (+0.78%)		$504,900
2023	$3,225.00 (-0.31%)	$294,577 Land $134,785 Building $159,792
2022	$3,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, GeoLinks, unWired Broadband.

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