2 Temple Ter, Wilmington, DE 19805 Property Records

New Castle County property record for 2 Temple Ter, Wilmington, DE 19805

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,392 sqft · built 1942
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jul 2017)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-039.40-174`

Property Details

APN / Parcel Number

Primary APN	`07-039.40-174`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	792 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2 TEMPLE TER
City	WILMINGTON
State	DE
Zip	19805-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC5
Legal Subdivision	LATIMER ESTATES
Legal Lot Number	64
Jurisdiction	NEW CASTLE DE
Township / Civil Division	LOWER CHRISTIANA
Census Block Group	1
Census Block	1007
Census Tract	12900

Owner

Source: New Castle County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 TEMPLE TER, WILMINGTON, DE 19805-4620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Jul 24, 2017	Deed, Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	201736948
Prior Transfer Date	Jul 13, 2005
Prior Transfer Doc	0000071585
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	2 TEMPLE TER, WILMINGTON, DE 19805-4620
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TEMPLE TER, WILMINGTON, DE 19805-4620

Mortgage

Document Number	0000004609
Date	Jan 20, 2026
Instrument	20260120-0004609

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	2 TEMPLE TER, WILMINGTON, DE 19805-4620
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 TIMBER LN, WILMINGTON, DE 19803-4947

Mortgage

Document Number	0000023552
Date	Feb 25, 2022
Instrument	20220225-0023552

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jul 24, 2017
Property Address	2 TEMPLE TER, WILMINGTON, DE 19805-4620
Document Number	0000036948
Map Reference	VOL 29 PG 601
Instrument Date	Jul 12, 2017
Instrument	20170724-0036948
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TEMPLE TER, WILMINGTON, DE 19805-4620

Mortgage

Document Number	0000036949
Date	Jul 24, 2017
Instrument	20170724-0036949

Lender

Name	MERIDIAN BANK
Type	Bank
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Red Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,238.00 (+24.61%)	$276,700 (+417.2%) Land $42,500 Building $234,200
2024			$246,240
2023	$1,796.00	$53,500 Land $9,400 Building $44,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1989–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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