Montgomery County property record for 2 Swan Stream Ct, Gaithersburg, MD 20877
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,046 sqft · built 1985 |
| Lot Size | 0.175 acres (7,638 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Apr 2023) |
| Tax Bill | $5,989 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02024041 |
| Primary APN | 09-02024041 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,046 sqft Living Area |
| Gross Area | 2,510 sqft |
| 1st Floor Area | 1,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,638 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 210 sqft |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02024041 |
|---|---|
| Street Address | 2 SWAN STREAM CT |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-3843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | EMORY GROVE |
| Legal Subdivision | EMORY GROVE |
| Legal Block | R |
| Legal Lot Number | 53 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 700710 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SWAN STREAM CT, GAITHERSBURG, MD 20877-3843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2023 · Amount on File |
| Deed Sale | Apr 14, 2023 · Amount on File |
| Prior Sale | Jan 15, 2002 · Amount on File |
| Deed Book / Page | 66902 / 193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 14, 2023 |
| Property Address | 2 SWAN STREAM CT, GAITHERSBURG, MD 20877-3843 |
| Document Number | 0669020193 |
| Book / Page | 66902 / 193 |
| Map Reference | MB 112 PG 13172 |
| Instrument Date | Apr 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Title Company | NOT AVAILABLE, A TO Z TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 SWAN STREAM CT, GAITHERSBURG, MD 20877-3843 |
| Document Number | 0066902202 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 66902/202 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2 SWAN STREAM CT, GAITHERSBURG, MD 20877-3843 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2 SWAN STREAM CT, GAITHERSBURG, MD 20877-3843 |
| Document Number | 0625420497 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 62542/497 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,700 (+10.95%) Land $159,800 Building $365,900 | $525,700 (-) Land $159,800 Building $365,900 | |
| 2025 | $5,989.00 (+62.48%) | $473,833 (+28.03%) | $525,700 (+42.04%) Land $159,800 Building $365,900 |
| 2023 | $370,100 Land $159,800 Building $210,300 | $370,100 Land $159,800 Building $210,300 | |
| 2022 | $3,686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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