2 Swain Pl, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 2 Swain Pl, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,669 sqft · built 1900
Lot Size	0.112 acres (4,879 sqft)
Owner	2 Individual Names on File
Last Sale	$487,000 (Oct 2019)
Tax Bill	$7,297 (2025)
Deeds & Mortgages	Sep 2020 Refinance Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31202`

Property Details

APN / Parcel Number

Primary APN	`31202`
Alternative APN	`WAKE M:000016 B:0153 P:00083G`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,669 sqft Living Area
Gross Area	3,340 sqft
Basement Area	770 sqft
Unfinished Basement	770 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,879 sqft (0.112 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	31202
Street Address	2 SWAIN PL
City	WAKEFIELD
State	MA
Zip	01880-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	153
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	3
Census Block	3015
Census Tract	335100

Owner

2 Swain Pl is owned and occupied by two individuals who bought it in October 2019.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 SWAIN PL, WAKEFIELD, MA 01880-1859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP
Oct 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Deed Document Number	2019201900168719
Deed Book / Page	73560 / 60
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	2 SWAIN PL, WAKEFIELD, MA 01880-1859
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75559-382
Date	Sep 8, 2020
Book Page	75559/382
Instrument	156486

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	2 SWAIN PL, WAKEFIELD, MA 01880-1859
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74370-498
Date	Mar 30, 2020
Book Page	74370/498
Instrument	46636

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Oct 30, 2019
Property Address	2 SWAIN PL, WAKEFIELD, MA 01880-1859
Document Number	73560-60
Book / Page	73560 / 60
Instrument Date	Oct 29, 2019
Instrument	168719
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SWAIN PL, WAKEFIELD, MA 01880-1859

Mortgage

Document Number	168720
Date	Oct 30, 2019
Instrument	168720

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2 Swain Pl was $7,297, down 1% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,297.00 (-0.96%)	$642,900 (-1.83%) Land $360,100 Building $282,800	$728,175 (+13.14%)
2024	$7,368.00 (+5.14%)	$654,900 (+9.63%) Land $366,900 Building $288,000	$643,625
2023	$7,008.00	$597,400 Land $334,400 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Swain Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Swain Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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