Morgan County property record for 2 Swaim Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1982 |
| Lot Size | 8.17 acres (355,885 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,368 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-0014.0004 |
| Primary APN | 01-22-0014.0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 2,688 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 355,885 sqft (8.17 acres) |
| Terrain | Rolling |
| Patio Area | 436 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2 SWAIM LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-3747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DRNS MT RUN 8.17 AC |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971001 |
2 Swaim Ln, a single family home, is owned by two individuals.
Source: Morgan County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 SWAIM LN, BERKELEY SPRINGS, WV 25411-3712 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2 Swaim Ln was $1,368, up 5.7% from the year before.
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,368.00 (+5.72%) | $138,000 (+5.99%) Land $38,640 Building $99,360 | $230,000 (+5.99%) Land $64,400 Building $165,600 |
| 2025 | $1,294.00 | $130,200 Land $38,640 Building $91,560 | $217,000 Land $64,400 Building $152,600 |
| 2023 | $1,176.00 (+0.94%) | $117,540 (+0.88%) Land $35,460 Building $82,080 | $195,900 (+0.88%) Land $59,100 Building $136,800 |
| 2022 | $1,165.00 | $116,520 Land $35,460 Building $81,060 | $194,200 Land $59,100 Building $135,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Swaim Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Swaim Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 47% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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