2 Susan Dr, Somers, NY 10589 Property Records

Westchester County and Somers Town property record for 2 Susan Dr, Somers, NY 10589

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,015 sqft · built 1955
Lot Size	0.96 acres (41,818 sqft)
Owner	Trust Name on File
Tax Bill	$13,885 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`555200 18.05-1-7`

Property Details

APN / Parcel Number

Primary APN	`555200 18.05-1-7`
Alternative APNs	`520001800500010070000000` `2057000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,015 sqft Living Area
1st Floor Area	1,343 sqft
Upper Floors Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	41,818 sqft (0.96 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	2057000
Street Address	2 SUSAN DR
City	SOMERS
State	NY
Zip	10589-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1010
Census Tract	14901

Owner

2 Susan Dr is owner-occupied and held in a trust since April 2022.

Source: Westchester County and Somers Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	2 SUSAN DR, SOMERS, NY 10589-2505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 17, 2023	Intrafamily Transfer, Transfer
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 16, 2019	Deed of Trust, Mortgage · Line of Credit UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 7, 2022
Transfer Doc	0000003332
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	2 SUSAN DR, SOMERS, NY 10589-2505
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SUSAN DR, SOMERS, NY 10589-2505

Mortgage

Document Number	0622873323
Date	Oct 14, 2022
Instrument	622873323

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 17, 2023
Property Address	2 SUSAN DR, SOMERS, NY 10589-2505
Document Number	0632293332
Instrument Date	Apr 7, 2022
Instrument	632293332
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2 SUSAN DR, SOMERS, NY 10589-2505

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	2 SUSAN DR, SOMERS, NY 10589-2505
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	SINGLE SOURCE PROPERTY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610543993
Date	Feb 24, 2021
Instrument	610543993

Lender

Name	PEOPLES UNITED BANK
Type	Bank
Address	BRIDGEPORT, CT 06604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	2 SUSAN DR, SOMERS, NY 10589-2505
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0611243379
Date	May 4, 2021
Instrument	611243379

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	2 SUSAN DR, SOMERS, NY 10589-2505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591363076
Date	May 16, 2019
Instrument	591363076

Lender

Name	UNITED BANK
Type	Bank
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2 Susan Dr was $13,885 with a homeowner's exemption, down 6.8% from the year before.

Source: Westchester County and Somers Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Somers Town
Unified School District	Somers Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,885.00 (-6.84%) Homeowner's exemption
2025	$14,904.00	$62,450 (-) Land $13,650 Building $48,800	$705,649 (+10.51%) Land $154,237 Building $551,412
2024	Homeowner's exemption	$62,450 (-) Land $13,650 Building $48,800	$638,549 (-0.72%) Land $139,571 Building $498,978
2023		$62,450 (-) Land $13,650 Building $48,800	$643,152 (+11.33%) Land $140,577 Building $502,575
2022		$62,450 Land $13,650 Building $48,800	$577,706 Land $126,272 Building $451,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Susan Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Susan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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