2 Surf Dr, Bristol, RI 02809 Property Records

Bristol Town property record for 2 Surf Dr, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,781 sqft · built 1969
Lot Size	0.413 acres (17,999 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (May 2005)
Tax Bill	$9,738 (2025)
Deeds & Mortgages	Sep 2022 Refinance Mar 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-1243-01`

Property Details

APN / Parcel Number

Primary APN	`19-1243-01`
Alternative APNs	`BRIS M:64 L:16` `4139`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,781 sqft Living Area
Gross Area	5,065 sqft
Basement Area	1,689 sqft
Unfinished Basement	1,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,999 sqft (0.413 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19-1243-01
Street Address	2 SURF DR
City	BRISTOL
State	RI
Zip	02809-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	16
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2004
Census Tract	30902

Owner

Source: Bristol Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 SURF DR, BRISTOL, RI 02809-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Mar 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Mar 15, 2021	Deed of Trust, Mortgage · Balloon Mortgage HARBORONE BANK
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK
Jan 26, 2018	Deed of Trust, Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2005 · Amount on Record
Deed Sale	May 27, 2005 · Amount on Record
Deed Book / Page	1209 / 22
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	2 SURF DR, BRISTOL, RI 02809-1524
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002187-124
Date	Sep 14, 2022
Book Page	2187/124
Instrument	2802

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	2 SURF DR, BRISTOL, RI 02809-1524
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002161-90
Date	Mar 2, 2022
Book Page	2161/90
Instrument	717

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	2 SURF DR, BRISTOL, RI 02809-1524
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2097-231
Date	Mar 15, 2021
Book Page	2097/231
Instrument	10012

Lender

Name	HARBORONE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	2 SURF DR, BRISTOL, RI 02809-1524
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2087-97
Date	Jan 29, 2021
Book Page	2087/97
Instrument	9218

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	2 SURF DR, BRISTOL, RI 02809-1524
Document Number	1935-31
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SURF DR BRISTOL RI 028091524, BRISTOL, RI 02809-1524

Mortgage

Document Number	1935-31
Date	Apr 9, 2018
Book Page	001935/000031

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	2 SURF DR, BRISTOL, RI 02809-1524
Document Number	1928-131
Book / Page	001928 / 000131
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SURF DR BRISTOL RI 028091524, BRISTOL, RI 02809-1524

Mortgage

Document Number	1928-131
Date	Jan 31, 2018
Book Page	001928/000131

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,738.00 (+3.45%)	$704,600 (-) Land $334,000 Building $370,600
2023	$9,413.00 (+2.76%)	$704,600 (-) Land $334,000 Building $370,600
2022	$9,160.00	$704,600 Land $334,000 Building $370,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 units insured incl. 32 condo units
Nearby Flood Claims	19 (1985–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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