Bergen County and Englewood Cliffs Borough property record for 2 Summit St, Englewood Cliffs, NJ 07632
| Property Type | Single Family Home |
|---|---|
| Details | 3,776 sqft · built 1987 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,475 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00100-0000-00001 |
| Primary APN | 16-00100-0000-00001 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,776 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 100 ft deep x 69 ft wide |
| Account Number | 000010 |
|---|---|
| Street Address | 2 SUMMIT ST |
| City | ENGLEWOOD CLIFFS |
| State | NJ |
| Zip | 07632-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 69X100 |
| Legal Block | 100 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ENGLEWOOD CLIFFS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 16000 |
2 Summit St is owned and occupied by two individuals.
Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK |
| Oct 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-1444 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0047870427 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 4787/427 |
| Instrument | 2022084782 |
| Name | MAIN STREET BANK |
|---|---|
| Type | Bank |
| Address | UNION, NJ 07083 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 3, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 29, 2019 |
| Property Address | 2 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-1444 |
| Document Number | 0033901684 |
| Book / Page | 003390 / 001684 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 73058 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 SUMMIT ST ENGLEWOOD CLIFFS NJ 076321444, ENGLEWOOD CLIFFS, NJ 07632-1444 |
The 2025 property tax bill for 2 Summit St was $15,475, up 0.9% from the year before.
Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Englewood Cliffs Borough |
| Unified School District | Englewood Cliffs Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,328,300 (-) Land $707,900 Building $620,400 | $1,328,300 (-) Land $707,900 Building $620,400 | |
| 2025 | $15,475.00 (+0.87%) | $1,328,300 Land $707,900 Building $620,400 | $1,328,300 Land $707,900 Building $620,400 |
| 2024 | $15,341.00 | ||
| 2023 | $1,328,300 Land $707,900 Building $620,400 | $1,328,300 Land $707,900 Building $620,400 | |
| 2022 | $14,916.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Summit St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1980–1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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