2 Summit Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 2 Summit Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,836 sqft · built 1962
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Dec 2022)
Tax Bill	$5,789 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0099 B:0452 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0099 B:0452 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	2,592 sqft
Basement Area	816 sqft
Unfinished Basement	408 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2 SUMMIT RD
City	BILLERICA
State	MA
Zip	01821-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Subdivision	PINEDALE PARK
Legal Block	452
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	1
Census Block	1001
Census Tract	316202

Owner

2 Summit Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 SUMMIT RD, BILLERICA, MA 01821-6306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK NA
Sep 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Dec 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Deed Document Number	202251061
Deed Book / Page	37580 / 45
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	2 SUMMIT RD, BILLERICA, MA 01821-6306
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039840-112
Date	Feb 4, 2026
Book Page	39840/112
Instrument	3312

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	2 SUMMIT RD, BILLERICA, MA 01821-6306
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00038772-7
Date	Sep 24, 2024
Book Page	38772/7
Instrument	29248

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2049

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Dec 16, 2022
Property Address	2 SUMMIT RD, BILLERICA, MA 01821-6306
Document Number	0037580-45
Book / Page	37580 / 45
Instrument Date	Dec 16, 2022
Instrument	51061
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 SUMMIT RD, BILLERICA, MA 01821-6306

Mortgage

Document Number	0000051062
Date	Dec 16, 2022
Instrument	51062

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2 Summit Rd was $5,789, up 4% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,789.00 (+3.97%)	$498,600 (+1.82%) Land $287,300 Building $210,800	$578,550 (-)
2025	$5,568.00 (+2.32%)	$489,700 (+1.6%) Land $278,400 Building $211,300	$578,550 (+2.4%)
2024	$5,442.00 (+3.4%)	$482,000 (+8.71%) Land $274,600 Building $207,400	$564,965
2023	$5,263.00	$443,400 Land $237,300 Building $206,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Summit Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	30 (1979–2010)
Claims Outside the SFHA	7 of 30
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 9 claims Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Summit Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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