2 Summit Ave, Williamstown, KY 41097 Property Records

Grant County property record for 2 Summit Ave, Williamstown, KY 41097

Property Summary

Property Type	Single Family Home
Details	1,345 sqft · built 1939
Owner	Individual Name on Record
Last Sale	$140,000 (May 2021)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058-03-00-018.00`

Property Details

APN / Parcel Number

Primary APN	`058-03-00-018.00`
Alternative APN	`25227`

Interior

Stories	2 Stories
Building Area	1,345 sqft Living Area
Basement Area	837 sqft
Unfinished Basement	837 sqft

Exterior

Year Built	Built 1939
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	25227
Street Address	2 SUMMIT AVE
City	WILLIAMSTOWN
State	KY
Zip	41097-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE-CHARLOTTE HTS ADD LT 40 & 18'-39
Legal Subdivision	CHARLOTTE HTS ADD
Legal Lot Number	40
Jurisdiction	GRANT KY
Township / Civil Division	WILLIAMSTOWN-DRY RIDGE
Census Block Group	3
Census Block	3004
Census Tract	920302

Owner

Source: Grant County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2 SUMMIT AVE, WILLIAMSTOWN, KY 41097-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Aug 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	179974
Deed Book / Page	D419 / 678
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT KY
Recording Date	May 21, 2021
Property Address	2 SUMMIT AVE, WILLIAMSTOWN, KY 41097-1018
Document Number	D419/678
Book / Page	D419 / 678
Map Reference	DB 398 PG 703
Instrument Date	May 14, 2021
Instrument	179974
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 ROSELAWN DR, 33, WILLIAMSTOWN, KY 41097-9765

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 SUMMIT AVE, WILLIAMSTOWN, KY 41097-1018
Investor	Possibly a Property Investor

Mortgage

Document Number	179975M579563
Date	May 21, 2021
Instrument	179975M579563

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT KY
Property Address	2 SUMMIT AVE, WILLIAMSTOWN, KY 41097-1018
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	BRIDGE TRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M529/334
Date	Aug 1, 2018
Book Page	M529/334
Instrument	136917

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT KY
Recording Date	Aug 1, 2018
Property Address	2 SUMMIT AVE, WILLIAMSTOWN, KY 41097-1018
Document Number	D398/703
Book / Page	D398 / 703
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HUMES RIDGE RD, WILLIAMSTOWN, KY 41097-9487

Tax Assessment & Valuation

Source: Grant County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Grant County
Municipality	Williamstown City
Unified School District	Williamstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (+3.27%)	$140,000 (-)	$140,000 (-)
2023	$1,924.00	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN MUNICIPAL WATER DEPT serves 5,495 people · EPA ID KY0410472
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
City of Williamstown Cable	300 / 30

May also be available: Verizon.

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