2 Summergate Ct, Sacramento, CA 95823 Property Records

Sacramento County property record for 2 Summergate Ct, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,555 sqft · built 1990
Lot Size	0.175 acres (7,612 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Dec 2001)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`117-0790-020-0000`

Property Details

APN / Parcel Number

Primary APN	`117-0790-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
1st Floor Area	1,555 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,612 sqft (0.175 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2 SUMMERGATE CT
City	SACRAMENTO
State	CA
Zip	95823-6551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	VALLEY HI 29B, LOT 152
Legal Subdivision	VALLEY HI 29B
Legal Lot Number	152
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1008
Census Tract	9634

Owner

2 Summergate Ct is owned and occupied by two individuals who acquired it in July 2003.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 SUMMERGATE CT, SACRAMENTO, CA 95823-6551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 5, 2019	Quit Claim Deed, Mortgage · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2001 · Amount on File
Deed Sale	Dec 5, 2001 · Amount on File
Deed Book / Page	20011205 / 1318
Last Transfer Date	Jul 18, 2003
Transfer Doc	2003002317
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2 SUMMERGATE CT, SACRAMENTO, CA 95823-6551
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SUMMERGATE CT, SACRAMENTO, CA 95823-6551

Mortgage

Document Number	0000000594
Date	Aug 12, 2025
Instrument	202508120594

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2 SUMMERGATE CT, SACRAMENTO, CA 95823-6551
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SUMMERGATE CT, SACRAMENTO, CA 95823-6551

Mortgage

Document Number	0000001260
Date	Mar 29, 2021
Instrument	202103291260

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2 SUMMERGATE CT, SACRAMENTO, CA 95823-6551
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SUMMERGATE CT, SACRAMENTO, CA 95823-6551

Mortgage

Document Number	3290000001260
Date	Mar 29, 2021
Book Page	20210329/1260

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 5, 2019
Property Address	2 SUMMERGATE CT, SACRAMENTO, CA 95823-6551
Document Number	1908050853
Instrument Date	Jul 30, 2019
Instrument	1908050853
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 SUMMERGATE CT SACRAMENTO CA 958236551, SACRAMENTO, CA 95823-6551

Mortgage

Document Number	1908050854
Date	Aug 5, 2019
Instrument	1908050854

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2 Summergate Ct was $2,772 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$247,084 (+2%) Land $57,645 Building $189,439
2025	$2,772.00 (+0.84%) Homeowner's exemption	$242,240 Land $56,515 Building $185,725
2024	$2,749.00 (+2.92%)
2023	$2,671.00 (+1.29%) Homeowner's exemption	$232,835 Land $54,321 Building $178,514
2022	$2,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 Summergate Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Summergate Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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