2 Sumac Dr, Essex, MA 01929 Property Records

Essex County and Essex Town property record for 2 Sumac Dr, Essex, MA 01929

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,189 sqft · built 1971
Lot Size1.7 acres (74,109 sqft)
Owner2 Trust Names on File
Tax Bill$11,455 (2025)
Deeds & MortgagesFeb 2021 Refinance
Apr 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNESSE M:110 L:3

Property Details

APN / Parcel Number

Primary APNESSE M:110 L:3
Alternative APNs
  • M:0019 B:0015 L:0000
  • 783

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,189 sqft Living Area
Gross Area5,431 sqft
Basement Area792 sqft
Unfinished Basement792 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area74,109 sqft (1.7 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number783
Street Address2 SUMAC DR
CityESSEX
StateMA
Zip01929-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal Lot Number3
JurisdictionESSEX MA
Township / Civil DivisionESSEX
Census Block Group1
Census Block1014
Census Tract222100

Owner

2 Sumac Dr is owner-occupied and held in a trust since July 2017.

Source: Essex County and Essex Town records, as of July 20, 2026

Owner of Record2 Trust Names on File
Mailing Address2 SUMAC DR, ESSEX, MA 01929-1003
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Apr 25, 2022Deed of Trust, Mortgage · Line of Credit
CAPE ANN SAVINGS BANK
Oct 21, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Jul 20, 2017Quit Claim Deed, Transfer
Quitclaim
Apr 28, 2017Quit Claim Deed, Transfer
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2017
Deed SaleJul 20, 2017
Prior SaleApr 28, 2017 · Amount on File
Deed Book / Page36032 / 483
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX MA
Property Address2 SUMAC DR, ESSEX, MA 01929-1003
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039482-46
DateFeb 1, 2021
Book Page39482/46
Instrument20210201007250
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX MA
Property Address2 SUMAC DR, ESSEX, MA 01929-1003
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040888-168
DateApr 25, 2022
Book Page40888/168
Instrument20220425003390
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMay 1, 2047
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX MA
Property Address2 SUMAC DR, ESSEX, MA 01929-1003
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37949-551
DateOct 21, 2019
Book Page37949/551
Instrument20191021001810
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2049

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESSEX MA
Recording DateJul 20, 2017
Property Address2 SUMAC DR, ESSEX, MA 01929-1003
Document Number36032-483
Book / Page036032 / 000483
Instrument DateJul 14, 2017
Instrument1707200280
Transaction TypeTransfer
Record UpdatedAug 8, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2 SUMAC DR ESSEX MA 019291003, ESSEX, MA 01929-1003

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESSEX MA
Recording DateApr 28, 2017
Property Address2 SUMAC DR, ESSEX, MA 01929-1003
Document Number35832-390
Book / Page35832 / 390
Instrument853
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.92
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number358320392
DateApr 28, 2017
Instrument35832/0392
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueApr 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2 Sumac Dr was $11,455.

Source: Essex County and Essex Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionEssex Town
Unified School DistrictManchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,455.00$881,800 Land $406,000 Building $475,800$1,020,300
2023$10,622.00$765,300 Land $384,300 Building $381,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Sumac Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims15 (1978–2018)
Claims Outside the SFHA6 of 15
Most Recent ClaimJan 2018 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims
  • Winter Coastal Storm, Dec 1992 · 2 claims
  • Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Sumac Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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