2 Stuart Cir, Asheville, NC 28804 Property Records

Buncombe County property record for 2 Stuart Cir, Asheville, NC 28804

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,151 sqft · built 1991
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$571,000 (Nov 2025)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`676414-2020-202`

Property Details

APN / Parcel Number

Primary APN	`676414-2020-202`
Alternative APNs	`9740-76-5134-00000` `974011764068000` `008246531`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,151 sqft Living Area
Gross Area	2,411 sqft
1st Floor Area	1,368 sqft
Upper Floors Area	547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	676414-2020-202
Street Address	2 STUART CIR
City	ASHEVILLE
State	NC
Zip	28804-1748
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM6
Legal Description	SUBDIV: ABERDEEN MEADOWS LOT: 2 PLAT: 0058-0054
Legal Subdivision	ABERDEEN MEADOWS
Legal Block	2
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	2
Census Block	2032
Census Tract	1700

Owner

2 Stuart Cir, a townhouse, is owned and occupied by two individuals who bought it in November 2025.

Source: Buncombe County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2 STUART CIR, ASHEVILLE, NC 28804-1748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE LLC
Feb 13, 2020	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Oct 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Feb 13, 2020 · Amount on File
Deed Book / Page	6543 / 1082
Prior Transfer Date	Aug 31, 2004
Prior Transfer Doc	0037820034
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 17, 2025
Property Address	2 STUART CIR, ASHEVILLE, NC 28804-1748
Document Number	0065431082
Book / Page	6543 / 1082
Map Reference	MB 58 PG 54
Instrument Date	Nov 7, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,142.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 STONEBRIDGE DR, ASHEVILLE, NC 28805-1464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STUART CIR, ASHEVILLE, NC 28804-1748

Mortgage

Document Number	0065431085
Date	Nov 17, 2025
Instrument	6543/1085

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 13, 2020
Property Address	2 STUART CIR, ASHEVILLE, NC 28804-1748
Document Number	0058631451
Book / Page	5863 / 1451
Map Reference	MB 58 PG 54
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 MERRIMON AVE UNIT 8021, 725, ASHEVILLE, NC 28814-4501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STUART CIR, ASHEVILLE, NC 28804-1748

Mortgage

Document Number	58631454
Date	Feb 13, 2020
Instrument	5863/1454

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 8, 2019
Property Address	2 STUART CIR, ASHEVILLE, NC 28804-1748
Document Number	0058191289
Book / Page	005819 / 001289
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STUART CIR ASHEVILLE NC 288041748, ASHEVILLE, NC 28804-1748

Tax Assessment & Valuation

The 2025 property tax bill for 2 Stuart Cir was $3,808, up 6.3% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Asheville City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 (+6.34%)	$346,700 Land $75,000 Building $271,700	$346,700 Land $75,000 Building $271,700
2024	$3,581.00 (+2.58%)
2023	$3,491.00	$346,700	$346,700 Land $75,000 Building $271,700
2021			$346,700 Land $75,000 Building $271,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Stuart Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 units insured incl. 14 condo units
Nearby Flood Claims	25 (1979–2024)
Claims Outside the SFHA	9 of 25
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 19 claims Severe Storms, Flooding, Landslides, And Mudslides, Jul 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Stuart Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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