Bergen County and Saddle River Borough property record for 2 Stratford Ct, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,376 sqft · built 1989 |
| Lot Size | 0.076 acres (3,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $687,000 (Sep 2019) |
| Tax Bill | $6,356 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01809-0000-00001-0000-C0004 |
| Primary APN | 58-01809-0000-00001-0000-C0004 |
|---|---|
| Alternative APN |
|
| Building Area | 2,376 sqft Living Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Condo/Apartment |
| Lot Area | 3,293 sqft (0.076 acres) |
| Lot Dimensions | 113 ft deep x 29 ft wide |
| Old Parcel Number | 580180900000000104C002 |
|---|---|
| Street Address | 2 STRATFORD CT, 4 |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29X113.50 |
| Legal Subdivision | HOLLOWS/SADDLE RIVER HOA |
| Legal Block | 1809 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 53100 |
2 Stratford Ct is owned by two individuals who acquired it in October 2021.
Source: Bergen County and Saddle River Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 STRATFORD CT, SADDLE RIVER, NJ 07458-2955 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 9, 2019 | Deed, Transfer · ARM CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on File |
| Deed Sale | Sep 9, 2019 · Amount on File |
| Prior Sale | Feb 11, 1999 · Amount on File |
| Deed Document Number | 201959263 |
| Deed Book / Page | 3342 / 2142 |
| Last Transfer Date | Oct 7, 2021 |
| Transfer Doc | 0047031211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 7, 2022 |
| Property Address | 2 STRATFORD CT, SADDLE RIVER, NJ 07458-2955 |
| Document Number | 0047031211 |
| Book / Page | 4703 / 1211 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 2022058067 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 STRATFORD CT, 2, SADDLE RIVER, NJ 07458-2955 |
| Name | Verified Name |
|---|---|
| Address | 2 STRATFORD CT, SADDLE RIVER, NJ 07458-2955 |
| Document Number | 2022058068 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022058068 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 9, 2019 |
| Property Address | 2 STRATFORD CT, SADDLE RIVER, NJ 07458-2955 |
| Document Number | 0033422142 |
| Book / Page | 3342 / 2142 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 19-059263 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 STARFORD CT, SADDLE RIVER, NJ |
| Document Number | 0033422149 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 3342/2149 |
| Instrument | 2019-059263.01 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Type Change Date | Sep 1, 2024 |
| Index | 1-Month LIBOR |
The 2025 property tax bill for 2 Stratford Ct was $6,356, up 3% from the year before.
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $595,700 (-) Land $235,000 Building $360,700 | $595,700 (-) Land $235,000 Building $360,700 | |
| 2025 | $6,356.00 (+3%) | $595,700 Land $235,000 Building $360,700 | $595,700 Land $235,000 Building $360,700 |
| 2024 | $6,171.00 | ||
| 2023 | $595,700 Land $235,000 Building $360,700 | $595,700 Land $235,000 Building $360,700 | |
| 2022 | $5,921.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Stratford Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1980–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Stratford Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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