2 Stone Ridge Dr, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 2 Stone Ridge Dr, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,999 sqft · built 1988
Lot Size1.55 acres (67,518 sqft)
OwnerIndividual Name on File
Last Sale$558,000 (Nov 2023)
Tax Bill$10,003 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWAVL M:072 B:034

Property Details

APN / Parcel Number

Primary APNWAVL M:072 B:034
Alternative APN
  • 4116

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,999 sqft Living Area
Gross Area5,862 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area67,518 sqft (1.55 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number4116
Street Address2 STONE RIDGE DR
CityWATERVILLE
StateME
Zip04901-4110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block34
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group4
Census Block4005
Census Tract24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 Stone Ridge Dr is owned and occupied by an individual who bought it in November 2023.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address2 STONE RIDGE DR, WATERVILLE, ME 04901-4110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Nov 22, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
TD BANK NA
Aug 6, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
MAINE STATE CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2023 · Amount on File
Deed SaleNov 22, 2023 · Amount on File
Prior SaleAug 6, 2021 · Amount on File
Deed Document Number202323835
Deed Book / Page14923 / 138
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address2 STONE RIDGE DR, WATERVILLE, ME 04901-4110
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2026002455
DateFeb 9, 2026
Book Page15634/263
Instrument2026002455
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateNov 22, 2023
Property Address2 STONE RIDGE DR, WATERVILLE, ME 04901-4110
Document Number2023023835
Book / Page14923 / 138
Instrument DateNov 16, 2023
Instrument2023023835
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 CONY ST, FARMINGTON, ME 04938-5904

Mortgage

Document Number2023023836
DateNov 22, 2023
Instrument2023023836
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateAug 6, 2021
Property Address2 STONE RIDGE DR, WATERVILLE, ME 04901-4110
Document Number2021022182
Book / Page14120 / 338
Instrument DateAug 6, 2021
Instrument2021022182
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address967 E POND RD, SMITHFIELD, ME 04978-3210

Mortgage

Document Number2021022183
DateAug 6, 2021
Instrument2021022183
Lender
NameMAINE STATE CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2 Stone Ridge Dr was $10,003, down 4.1% from the year before.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,003.00 (-4.13%)$588,400 (+12.79%) Land $54,300 Building $534,100
2024$10,434.00 (+0.5%)$521,700 (-) Land $42,300 Building $479,400$611,895
2023$10,382.00 (+11.72%)$521,700 (+45.12%) Land $42,300 Building $479,400
2022$9,293.00$359,500 Land $49,300 Building $310,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Stone Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Stone Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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