2 Stone Dr, Highland, IL 62249 Property Records

Madison County property record for 2 Stone Dr, Highland, IL 62249 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,432 sqft · built 1997
Lot Size	0.696 acres (30,307 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Nov 2025)
Tax Bill	$5,105 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2025 Sale + 2 more
APN	`02-2-18-21-01-102-002`

Property Details

APN / Parcel Number

Primary APN	`02-2-18-21-01-102-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	30,307 sqft (0.696 acres)
Lot Dimensions	254 ft deep x 119 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2 STONE DR
City	HIGHLAND
State	IL
Zip	62249-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWOOD EST LOT 2 119.03 X 254.62 X IRR PB 49 PG 75
Legal Subdivision	STONEWOOD EST
Legal Lot Number	2
Jurisdiction	MADISON IL
Township / Civil Division	SALINE
Census Block Group	1
Census Block	1000
Census Tract	403601

Owner

Source: Madison County records · APN 02-2-18-21-01-102-002

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 STONE DR, HIGHLAND, IL 62249-2846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage FCB BANK
Nov 20, 2025	Warranty Deed, Transfer UNKNOWN, CK
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Jul 07, 2017	Warranty Deed, Transfer · Conventional with PMI SCOTT CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	May 27, 2025
Deed Document Number	202532831
Prior Transfer Date	Feb 26, 2015
Prior Transfer Doc	0000006766
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jun 12, 2026
Property Address	2 STONE DR, HIGHLAND, IL 62249-2846
Document Number	0000016901
Instrument Date	Jun 04, 2026
Instrument	202616901
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CERTIFIED LAND TITLE COMPANY, CERTIFIED TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STONE DR, HIGHLAND, IL 62249-2846
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016901,
Date	Jun 12, 2026
Instrument	202616901

Lender

Name	FCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 20, 2025
Property Address	2 STONE DR, HIGHLAND, IL 62249-2846
Document Number	0000032831
Map Reference	PC 49 PG 75
Instrument Date	Nov 14, 2025
Instrument	2025R32831
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	UNKNOWN, CK

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 STONE DR, HIGHLAND, IL 62249-2846

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	2 STONE DR, HIGHLAND, IL 62249-2846
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047707
Date	Dec 22, 2020
Instrument	2020R47707

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 07, 2017
Property Address	2 STONE DR, HIGHLAND, IL 62249-2846
Document Number	0000022496
Instrument Date	Jun 30, 2017
Instrument	22496
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 STONE DR HIGHLAND IL 622492846, HIGHLAND, IL 62249-2846

Mortgage

Document Number	22497
Date	Jul 07, 2017
Instrument	22497

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Saline Township
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,105.00 (+15.29%) Homeowner's exemption	$87,310 (+6.62%) Land $14,860 Building $72,450	$261,930 (+6.62%) Land $44,580 Building $217,350
2024	$4,428.00 (+17.17%)	$81,890 (+20.27%) Land $13,940 Building $67,950	$245,670 (+20.15%) Land $41,820 Building $203,850
2022	$3,779.00	$68,090 Land $11,590 Building $56,500	$204,475 Land $34,805 Building $169,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194036011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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