DeSoto County property record for 2 Stirrup Way, Arcadia, FL 34266
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,134 sqft · built 1964 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $26,750 (May 2014) |
| Tax Bill | $428 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-37-24-0346-00E0-0090 |
| Primary APN | 25-37-24-0346-00E0-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,134 sqft Heated Area |
| Gross Area | 1,674 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,540 sqft (0.219 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 429 sqft |
| Porch | Finished/Screened Porch |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2 STIRRUP WAY |
|---|---|
| City | ARCADIA |
| State | FL |
| Zip | 34266-3330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | ROYAL HOWARD SUB LOT 9 BLK E DB269/528 INST:201414002694 INST:201414002695 |
| Legal Range | 24E |
| Legal Township | 37S |
| Legal Section | 25 |
| Legal Subdivision | ROYAL HOWARD SUB |
| Legal Tract | 346 |
| Legal Block | E |
| Legal Lot Number | 9 |
| Jurisdiction | DE SOTO FL |
| Township / Civil Division | ARCADIA EAST |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10200 |
Source: DeSoto County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 STIRRUP WAY, ARCADIA, FL 34266-3330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Aug 9, 2019 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2014 · Amount on Record |
| Deed Sale | May 27, 2014 · Amount on Record |
| Prior Sale | May 27, 2014 · Amount on Record |
| Deed Document Number | 201414002695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 2 STIRRUP WAY, ARCADIA, FL 34266-3330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2 STIRRUP WAY, ARCADIA, FL 34266-3330 |
| Document Number | 0014000518 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 202214000518 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 2 STIRRUP WAY, ARCADIA, FL 34266-3330 |
| Document Number | 0014005258 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2 STIRRUP WAY ARCADIA FL 342663330, ARCADIA, FL 34266-3330 |
| Document Number | 0014005258 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 14005258 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Aug 18, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: DeSoto County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Arcadia City |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,719 (+5.99%) | $144,307 (+6.16%) Land $18,000 Building $126,307 | |
| 2024 | $428.00 (+1.9%) | ||
| 2023 | $420.00 (-11.76%) Homeowner's exemption Widower's exemption Additional exemption filed | $55,402 (+3%) | $135,932 (+4.88%) Land $18,000 Building $117,932 |
| 2022 | $476.00 Homeowner's exemption Widower's exemption Additional exemption filed | $53,788 | $129,607 Land $18,000 Building $111,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1993–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314 |
|---|---|
| Water Source | Purchased surface water from DESOTO COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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