2 Stillwright Way, Key Largo, FL 33037 Property Records

Monroe County property record for 2 Stillwright Way, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,855 sqft · built 2009
Lot Size	0.152 acres (6,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Apr 2022)
Tax Bill	$11,548 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00515640-000000`

Property Details

APN / Parcel Number

Primary APN	`00515640-000000`
Alternative APNs	`01613900515640000000` `1634905`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	2,855 sqft Living Area
1st Floor Area	2,464 sqft
Basement Area	170 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	6,605 sqft (0.152 acres)
View / Lot	Canal

Exterior Amenities

Porch	Florida Room
Porch Area	1,101 sqft
Patio Area	1,201 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1634905
Street Address	2 STILLWRIGHT WAY
City	KEY LARGO
State	FL
Zip	33037-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	BK 9 LT 1 STILLWRIGHT POINT PLAT NO 2 RESUBDIVISION KEY LARGO OR430-233 OR1004-2046/48 OR1089-2267/68 OR1089-2269/70 OR1590-2167 OR2241-972/73 OR2377-63 OR3167-0525 OR3167-0525
Legal Range	39E
Legal Township	61S
Legal Section	01
Legal Subdivision	STILLWRIGHT POINT NO 2 RESUBD
Legal Block	9
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7958 NW 190TH LN, HIALEAH, FL 33015-2746
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Aug 9, 1999 · Amount on Record
Deed Document Number	20222370720
Deed Book / Page	3167 / 525
Prior Transfer Date	Sep 29, 2006
Prior Transfer Doc	0022410972
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	2 STILLWRIGHT WAY, KEY LARGO, FL 33037-2903
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STILLWRIGHT WAY, KEY LARGO, FL 33037-2903

Mortgage

Document Number	0032600496
Date	Jan 29, 2024
Book Page	3260/496
Instrument	2449255

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 4, 2054

Interest

Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 13, 2022
Property Address	2 STILLWRIGHT WAY, KEY LARGO, FL 33037-2903
Document Number	0031670525
Book / Page	3167 / 525
Map Reference	MB 5 PG 13
Instrument Date	Apr 8, 2022
Instrument	2370720
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1099 CAMELOT CIR, 1099, NAPLES, FL 34119-1363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7958 NW 190TH LN, HIALEAH, FL 33015-2746

Mortgage

Document Number	0003167527
Date	Apr 13, 2022
Instrument	3167/527

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Feb 18, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	2 STILLWRIGHT WAY, KEY LARGO, FL 33037-2903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029602117
Date	Apr 25, 2019
Book Page	2960/2117
Instrument	2217107

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,386,170 (+8.23%) Land $506,934 Building $879,236	$1,386,170 (+8.23%) Land $506,934 Building $879,236
2024	$11,548.00 (+5.82%)
2023	$10,913.00 (+168.99%)	$1,280,707 (+170.6%) Land $437,581 Building $843,126	$1,280,707 (+2.47%) Land $437,581 Building $843,126
2022	$4,057.00 Homeowner's exemption	$473,292	$1,249,811 Land $310,435 Building $939,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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