2 Stewart St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 2 Stewart St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	3,858 sqft · built 1930
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2011)
Tax Bill	$16,470 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01297-02-00022`

Property Details

APN / Parcel Number

Primary APN	`07-01297-02-00022`
Alternative APN	`0701297B00022`

Interior

Stories	2 Stories
Building Area	3,858 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	130 ft deep x 62 ft wide

Location & Zoning

Old Parcel Number	0701297B00022
Street Address	2 STEWART ST
City	PASSAIC
State	NJ
Zip	07055-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	METAL WARE LAND CO
Legal Block	1297
Legal Lot Number	22
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3000
Census Tract	175701

Owner

2 Stewart St is owned and occupied by an individual who bought it in October 2011.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	2 STEWART ST, PASSAIC, NJ 07055-4423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2011 · Amount on File
Deed Sale	Oct 18, 2011 · Amount on File
Deed Document Number	201145739
Deed Book / Page	2103 / 144
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	2 STEWART ST, PASSAIC, NJ 07055-4423
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	SUCCESSFUL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002483
Date	Jan 12, 2021
Book Page	M16731/249
Instrument	2021002483

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	2 STEWART ST, PASSAIC, NJ 07055-4423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMTRUST TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010388
Date	Feb 25, 2020
Book Page	M16026/236
Instrument	2020010388

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	2 STEWART ST, PASSAIC, NJ 07055-4423
Document Number	0000038342
Book / Page	014611 / 000281
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 STEWART ST PASSAIC NJ 070554423, PASSAIC, NJ 07055-4423

Mortgage

Document Number	0000038342
Date	Aug 11, 2017
Book Page	014611/000281
Instrument	38342

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2 Stewart St was $16,470, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,800 (+6.46%) Land $140,800 Building $271,000	$411,800 (-) Land $140,800 Building $271,000
2025	$16,470.00 (+3.28%)	$386,800	$411,800 Land $140,800 Building $271,000
2024	$15,947.00
2023		$386,800	$411,800 Land $140,800 Building $271,000
2022	$15,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Stewart St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Stewart St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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