Middlesex County and Chelmsford Town property record for 2 Stevens St, Chelmsford, MA 01824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,142 sqft · built 1954 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $427,000 (Jun 2019) |
| Tax Bill | $7,638 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHEL M:0039 B:0132 L:17 |
| Primary APN | CHEL M:0039 B:0132 L:17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 2,807 sqft |
| 1st Floor Area | 816 sqft |
| Attic | Attic |
| Attic Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 3998 |
|---|---|
| Street Address | 2 STEVENS ST |
| City | CHELMSFORD |
| State | MA |
| Zip | 01824-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Subdivision | CHELMSFORD |
| Legal Block | 132 |
| Legal Lot Number | 17 |
| Jurisdiction | CHELMSFORD MA |
| Township / Civil Division | CHELMSFORD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 317203 |
2 Stevens St is owned and occupied by an individual who bought it in June 2019.
Source: Middlesex County and Chelmsford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 STEVENS ST, CHELMSFORD, MA 01824-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2022 | Deed of Trust, Mortgage · ARM JEANNE D ARC CU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Jun 28, 2019 | Quit Claim Deed, Transfer · Conventional with PMI JEANNE D'ARC CU |
| Dec 28, 2016 | Deed of Trust, Mortgage · Conventional Mortgage METRO CU |
| Dec 28, 2016 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on File |
| Deed Sale | Jun 28, 2019 · Amount on File |
| Prior Sale | Feb 15, 1991 · Amount on File |
| Deed Document Number | 201925748 |
| Deed Book / Page | 33105 / 170 |
| Prior Transfer Date | Jun 25, 2019 |
| Prior Transfer Doc | 33105-170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 2 STEVENS ST, CHELMSFORD, MA 01824-1612 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 037040-162 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 37040/162 |
| Instrument | 19522 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Jun 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 2 STEVENS ST, CHELMSFORD, MA 01824-1612 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35337-80 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 35337/80 |
| Instrument | 9389 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Recording Date | Jun 28, 2019 |
| Property Address | 2 STEVENS ST, CHELMSFORD, MA 01824-1612 |
| Document Number | 33105-170 |
| Book / Page | 033105 / 000170 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 25748 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,947.12 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 STEVENS ST CHELMSFORD MA 018241612, CHELMSFORD, MA 01824-1612 |
| Document Number | 33105-173 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 033105/000173 |
| Instrument | 25749 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 2 STEVENS ST, CHELMSFORD, MA 01824-1612 |
| Document Number | 30811-55 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 30811-55 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 030811/000055 |
| Instrument | 207 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 2, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 2 STEVENS ST, CHELMSFORD, MA 01824-1612 |
| Document Number | 30811-68 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 30811-68 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 030811/000068 |
| Instrument | 208 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 2, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2 Stevens St was $7,638, up 7.5% from the year before.
Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Chelmsford Town |
| Unified School District | Chelmsford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,638.00 (+7.47%) | $575,600 (+12.58%) Land $311,000 Building $264,600 | $546,725 (-) |
| 2025 | $7,107.00 (+3.28%) | $511,300 (+1.21%) Land $283,200 Building $228,100 | $546,725 (+1.32%) |
| 2024 | $6,881.00 (+1.71%) | $505,200 (+7.31%) Land $283,200 Building $222,000 | $539,600 |
| 2023 | $6,765.00 | $470,800 Land $304,400 Building $166,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Stevens St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–1984) |
| Most Recent Claim | Mar 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Stevens St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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