2 Stevens Rd, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 2 Stevens Rd, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,232 sqft · built 2017
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$799,000 (Oct 2017)
Tax Bill	$15,364 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:34-P:004`

Property Details

APN / Parcel Number

Primary APN	`M:34-P:004`
Alternative APN	`NREA M:034.0 B:0000 L:0004.0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,232 sqft Living Area
Gross Area	1,636 sqft
1st Floor Area	904 sqft
Basement Area	1,636 sqft
Unfinished Basement	1,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 STEVENS RD
City	NORTH READING
State	MA
Zip	01864-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	4.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1012
Census Tract	330201

Owner

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 STEVENS RD, NORTH READING, MA 01864-3216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 4, 2017	Quit Claim Deed, Transfer LEADER BANK NA
Feb 1, 2017	Quit Claim Deed, Transfer WINTER HILL FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Book / Page	70032 / 440
Transfer Doc	070032-440
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	2 STEVENS RD, NORTH READING, MA 01864-3216
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078789-518
Date	Sep 28, 2021
Book Page	78789/518
Instrument	213870

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	2 STEVENS RD, NORTH READING, MA 01864-3216
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78789-518
Date	Sep 28, 2021
Book Page	78789/518
Instrument	213870

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	2 STEVENS RD, NORTH READING, MA 01864-3216
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76508-69
Date	Dec 22, 2020
Book Page	76508/69
Instrument	245771

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Oct 4, 2017
Property Address	2 STEVENS RD, NORTH READING, MA 01864-3216
Document Number	70032-440
Book / Page	70032 / 440
Instrument	160985
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	700320442
Date	Oct 4, 2017
Instrument	70032/0442

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Feb 1, 2017
Property Address	2 STEVENS RD, NORTH READING, MA 01864-3216
Document Number	68848-501
Book / Page	068848 / 000501
Instrument Date	Feb 1, 2017
Instrument	18559
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	475 BOSTON RD BILLERICA MA 018212810, BILLERICA, MA 01821-2810

Mortgage

Document Number	68848-503
Date	Feb 1, 2017
Book Page	068848/000503
Instrument	18560

Lender

Name	WINTER HILL FSB
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,364.00 (+4.01%)	$1,180,000 (+4.32%) Land $406,800 Building $773,200	$1,264,020
2025	$14,772.00 (+0.84%)	$1,131,100 (+2%) Land $391,200 Building $739,900
2024	$14,649.00 (+4.66%)	$1,108,900 (+10.83%) Land $369,000 Building $739,900
2023	$13,997.00	$1,000,500 Land $338,800 Building $661,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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