Charlotte County property record for 2 Stern Pl, Placida, FL 33946 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,788 sqft Living Area |
| Lot Size | 9,113 sqft (0.209 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $15,000 (2014) |
| Tax Bill | $3,254.00 (2025) |
| Primary APN | 41-21-30-380-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,788 sqft Living Area |
| Gross Area | 2,581 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Covered Flooring |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Composition/Composite Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,113 sqft (0.209 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 1 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 574 sqft Garage |
| Pool Area | 260 sqft Pool |
| Porch | 1 Porch |
| Porch Area | 219 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 10004685881 |
|---|---|
| Old Parcel Number | 00968740455706 |
| Street Address | 2 STERN PL |
| City | PLACIDA |
| State | FL |
| Zip | 33946-7001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RSD 001 0009 0077 ROTONDA SANDS UN1 BLK9 LT 77 1015/1070 DC1378/1156 PRD1378/1165 2168/651 2349/361 2652/1 |
| Legal Range | 21E |
| Legal Township | 41S |
| Legal Section | 30 |
| Legal Subdivision | ROTONDA SANDS |
| Legal Block | 9 |
| Legal Lot Number | 77 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | GROVE CITY-ROTONDA |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 30504 |
Source: Charlotte County records · APN 41-21-30-380-015
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 STERN PL, PLACIDA, FL 33946-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THIRD FSLA OF CLEVELAND |
| Jun 19, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK SOUTH FLORIDA |
| Dec 10, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2014 · Amount on Record |
| Deed Sale | Sep 26, 2014 · Amount on Record |
| Prior Sale | Feb 13, 2008 · Amount on Record |
| Deed Doc Number | 2296961 |
| Deed Book / Page | 3904 / 0745 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2 STERN PL, PLACIDA, FL 33946-7001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2 STERN PL, PLACIDA, FL 33946-7001 |
| Document Number | 0003294010 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 3294010 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.54% |
| Type Change Date | Jul 19, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.54% |
| Max Rate At Change | 8.54% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2 STERN PL, PLACIDA, FL 33946-7001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042101521 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 4210/1521 |
| Instrument | 2532210 |
| Name | FIFTH THIRD BANK SOUTH FLORIDA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2 STERN PL, PLACIDA, FL 33946-7001 |
| Document Number | 0043941595 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2 STERN PL PLACIDA FL 339467001, PLACIDA, FL 33946-7001 |
| Document Number | 0043941595 |
|---|---|
| Date | Jan 07, 2019 |
| Book Page | 004394/001595 |
| Instrument | 2674180 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,254.00 (-2.49%) Homeowner's exemption Widower's exemption | $258,094 (+21.91%) | $349,244 (+1.04%) Land $19,000 Building $330,244 |
| 2023 | $3,337.00 (-11.56%) Homeowner's exemption Widower's exemption | $211,712 (-10.45%) | $345,659 (-3.92%) Land $20,000 Building $325,659 |
| 2022 | $3,773.00 Homeowner's exemption Widower's exemption | $236,422 | $359,775 Land $14,875 Building $344,900 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 592 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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