2 Stepping Rdg, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 2 Stepping Rdg, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	1,949 sqft · built 1995
Lot Size	0.027 acres (1,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2021)
Tax Bill	$9,914 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-02404-0000-00012-03-C1208`

Property Details

APN / Parcel Number

Primary APN	`07-02404-0000-00012-03-C1208`
Alternative APNs	`07024040000000120003 C1208` `07024040000012030000C1208`

Interior

Building Area	1,949 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Lot Area	1,193 sqft (0.027 acres)

Location & Zoning

Old Parcel Number	07024040000012030000C1208
Street Address	2 STEPPING RDG
City	FAIRFIELD
State	NJ
Zip	07004-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L-1
Legal Description	STEPPING RIDGE UNIT L8
Legal Subdivision	STEPPING RIDGE
Legal Block	2404
Legal Lot Number	12.3
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1001
Census Tract	21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 STEPPING RDG, FAIRFIELD, NJ 07004-2635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Jan 30, 2009 · Amount on Record
Deed Document Number	2021137718
Prior Transfer Date	Jul 15, 2005
Prior Transfer Doc	0009005737
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 17, 2021
Property Address	2 STEPPING RDG, FAIRFIELD, NJ 07004-2635
Document Number	2021137718
Instrument Date	Nov 4, 2021
Instrument	2021137718
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	NOT AVAILABLE, VELOCITY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6343 LAKE BURDEN VIEW DR, 6343, WINDERMERE, FL 34786-5649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STEPPING RDG, FAIRFIELD, NJ 07004-2635

Mortgage

Document Number	2021137725
Date	Nov 17, 2021
Instrument	2021137725

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,400 (-) Land $220,000 Building $256,400	$476,400 (-) Land $220,000 Building $256,400
2025	$9,914.00 (-2.57%)	$476,400 (-) Land $220,000 Building $256,400	$476,400 (-) Land $220,000 Building $256,400
2024	$10,175.00 (+6.63%)
2023		$476,400 Land $220,000 Building $256,400	$476,400 Land $220,000 Building $256,400
2022	$9,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Stepping Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures