2 Stella Dr, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 2 Stella Dr, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,573 sqft · built 1965
Lot Size	0.932 acres (40,598 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Apr 2017)
Tax Bill	$10,021 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-00635-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`06-00635-0000-00010`
Alternative APNs	`060063500010` `S001`

Interior

Stories	2 Stories
Building Area	1,573 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	40,598 sqft (0.932 acres)
Lot Dimensions	280 ft deep x 145 ft wide

Location & Zoning

Account Number	S001
Street Address	2 STELLA DR
City	BRIDGEWATER
State	NJ
Zip	08807-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	SOMERSET HILLS ESTATES
Legal Block	635
Legal Lot Number	10
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1006
Census Tract	50901

Owner

2 Stella Dr is owned and occupied by an individual who acquired it in November 2020.

Source: Somerset County and Bridgewater Township records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 STELLA DR, BRIDGEWATER, NJ 08807-1827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit KEARNY BANK
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Apr 26, 2017	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	201716566
Deed Book / Page	6955 / 1705
Last Transfer Date	Nov 24, 2020
Transfer Doc	0000041470
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	2 STELLA DR, BRIDGEWATER, NJ 08807-1827
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060652
Date	Oct 12, 2021
Book Page	7391/1077
Instrument	2021060652

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	2 STELLA DR, BRIDGEWATER, NJ 08807-1827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044875
Date	Nov 20, 2019
Book Page	7168/2786
Instrument	2019044875

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Jul 7, 2021
Property Address	2 STELLA DR, BRIDGEWATER, NJ 08807-1827
Document Number	0000041470
Book / Page	7360 / 820
Map Reference	MAP 569
Instrument Date	Nov 24, 2020
Instrument	2021041470
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ALLIED TITLE, ALLIED TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STELLA DR, BRIDGEWATER, NJ 08807-1827

Mortgage

Document Number	0000041471
Date	Jul 7, 2021
Instrument	2021041471

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Dec 1, 2050

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 26, 2017
Property Address	2 STELLA DR, BRIDGEWATER, NJ 08807-1827
Document Number	0000016566
Book / Page	6955 / 1705
Instrument Date	Mar 16, 2017
Instrument	2017016566
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 QUIMBY LN, 2, FLEMINGTON, NJ 08822-7068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STELLA DR, BRIDGEWATER, NJ 08807-1827

Mortgage

Document Number	0000016567
Date	Apr 26, 2017
Instrument	2017016567

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2 Stella Dr was $10,021, up 2.8% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,700 (+6.01%) Land $311,600 Building $239,100	$550,700 (+6.01%) Land $311,600 Building $239,100
2025	$10,021.00 (+2.81%)	$519,500 Land $301,600 Building $217,900	$519,500 Land $301,600 Building $217,900
2024	$9,747.00
2023		$472,400 Land $301,600 Building $170,800	$472,400 Land $301,600 Building $170,800
2022	$9,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Stella Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2012)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Stella Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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