Middlesex County and Townsend Town property record for 2 Stearns Ave, Townsend, MA 01469 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,592 sqft · built 1825 |
| Lot Size | 0.175 acres (7,606 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,900 (Oct 2004) |
| Tax Bill | $5,004 (2025) |
| Deeds & Mortgages | May 2021 Refinance Nov 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | TOWN M:0052 B:0086 L:0000 |
| Primary APN | TOWN M:0052 B:0086 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 3,361 sqft |
| Basement Area | 569 sqft |
| Unfinished Basement | 569 sqft |
| Year Built | Built 1825 |
|---|---|
| Effective Year Built | Effective 1825 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,606 sqft (0.175 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2 STEARNS AVE |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 86 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 301101 |
Source: Middlesex County and Townsend Town records · APN TOWN M:0052 B:0086 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 292, TOWNSEND, MA 01469-0292 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Nov 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2004 · Amount on Record |
| Deed Sale | Oct 27, 2004 · Amount on Record |
| Prior Sale | May 16, 2001 · Amount on Record |
| Deed Document Number | 2004272462 |
| Deed Book / Page | 43976 / 328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 2 STEARNS AVE, TOWNSEND, MA 01469-1511 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77738-288 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 77738/288 |
| Instrument | 106480 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 2 STEARNS AVE, TOWNSEND, MA 01469-1511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76141-315 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 76141/315 |
| Instrument | 210902 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Dec 01, 2043 |
Source: Middlesex County and Townsend Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,004.00 (+2.84%) | $344,600 (+2.04%) Land $75,900 Building $268,700 | $435,765 (+9.58%) |
| 2024 | $4,866.00 (-1.56%) | $337,700 (+4.26%) Land $75,900 Building $261,800 | $397,670 |
| 2023 | $4,943.00 | $323,900 Land $71,900 Building $252,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173011013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1987–2007) |
| Most Recent Claim | Apr 2007, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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