2 State Rte 190, Chateaugay, NY 12920 Property Records

Franklin County and Bellmont Town property record for 2 State Rte 190, Chateaugay, NY 12920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,702 sqft · built 1920
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Nov 2025)
Tax Bill	$1,967 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2017 Sale + 1 more
APN	`1-045-10.00`

Property Details

APN / Parcel Number

Primary APN	`1-045-10.00`
Alternative APNs	`240010400300030010000000` `162400 104.3-3-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,702 sqft Living Area
1st Floor Area	861 sqft
2nd Floor Area	841 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Porch	Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1-045-10.00
Street Address	2 STATE ROUTE 190
City	CHATEAUGAY
State	NY
Zip	12920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	STAR ROAD ODONNELL HIGHWAY #374
Legal Block	3
Legal Lot Number	1.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	BELLMONT
Census Block Group	1
Census Block	1003
Census Tract	950601

Owner

2 State Rte 190 is owned by two individuals who bought it in November 2025.

Source: Franklin County and Bellmont Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 UPPER FLAT RD APT 5, 5, MALONE, NY 12953
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer GERALD A DENO
Jun 27, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 1, 2017	Grant Deed, Transfer CENTENNIAL ABSTRACT, CENTENNIAL ABS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Jun 27, 2017 · Amount on File
Deed Document Number	20259887
Prior Transfer Date	Sep 19, 2025
Prior Transfer Doc	0000009887
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Nov 13, 2025
Property Address	2 STATE ROUTE 190, CHATEAUGAY, NY 12920
Document Number	0000009887
Instrument Date	Sep 24, 2025
Instrument	2025-9887
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 UPPER FLAT RD #5 # 5, 5, MALONE, NY 12953

Mortgage

Document Number	0000009888
Date	Nov 13, 2025
Instrument	2025-9888

Lender

Name	GERALD A DENO

Agreement

Amount	Amount on Record

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN NY
Recording Date	Jun 27, 2017
Property Address	2 STATE ROUTE 190, CHATEAUGAY, NY 12920
Document Number	0000002950
Instrument Date	Jun 16, 2017
Instrument	2950
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53 CANTON NY 136170053, CANTON, NY 13617-0053

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN NY
Recording Date	Mar 1, 2017
Property Address	2 STATE ROUTE 190, CHATEAUGAY, NY 12920
Document Number	0000001024
Instrument Date	Oct 21, 2015
Instrument	1024
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2 State Rte 190 was $1,967, up 8.3% from the year before.

Source: Franklin County and Bellmont Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Bellmont Town
Unified School District	Chateaugay Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,967.00 (+8.26%)
2025	$1,817.00 (+0.55%)	$49,900 (-) Land $9,400 Building $40,500	$73,926 (+12.59%) Land $13,926 Building $60,000
2024	$1,807.00	$49,900 (-) Land $9,400 Building $40,500	$65,658 (+5.26%) Land $12,368 Building $53,290
2023		$49,900 (-) Land $9,400 Building $40,500	$62,375 (+10.63%) Land $11,750 Building $50,625
2022		$49,900 Land $9,400 Building $40,500	$56,384 Land $10,621 Building $45,763
2021	$1,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2 State Rte 190; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 State Rte 190 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAINARDSVILLE WD serves 115 people · EPA ID NY1600003
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 190

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