2 Spruce St, Riverside, CT 06878 Property Records

Greenwich Town property record for 2 Spruce St, Riverside, CT 06878

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,624 sqft · built 1948
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,625,000 (Jul 2019)
Tax Bill	$18,132 (2026)
Deeds & Mortgages	May 2023 Refinance Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-1028S`

Property Details

APN / Parcel Number

Primary APN	`05-1028S`
Alternative APNs	`GREE M:05 B:1028/S` `409/137`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
Basement Area	347 sqft
Unfinished Basement	347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	409/137
Street Address	2 SPRUCE ST
City	RIVERSIDE
State	CT
Zip	06878-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Block	1028/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2009
Census Tract	11100

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 SPRUCE ST, RIVERSIDE, CT 06878-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Feb 9, 2021	Deed of Trust, Mortgage · Balloon Mortgage THIRD FEDERAL SAVING & LOAN ASSOC
Oct 20, 2020	Deed of Trust, Mortgage · Balloon Mortgage PNC BANK NA
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Jul 8, 2019	Deed, Transfer · Stand-Alone First Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Aug 5, 1998 · Amount on Record
Deed Document Number	20194820
Deed Book / Page	7528 / 47
Transfer Doc	5929-259
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	2 SPRUCE ST, RIVERSIDE, CT 06878-2119
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008216-15
Date	May 2, 2023
Book Page	8216/15
Instrument	2282

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2063

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	2 SPRUCE ST, RIVERSIDE, CT 06878-2119
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007823-150
Date	Feb 9, 2021
Book Page	7823/150
Instrument	1312

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	2 SPRUCE ST, RIVERSIDE, CT 06878-2119
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007759-252
Date	Oct 20, 2020
Book Page	7759/252
Instrument	9348

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	2 SPRUCE ST, RIVERSIDE, CT 06878-2119
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00007999-1
Date	Oct 27, 2021
Book Page	7999/1
Instrument	12180

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENWICH CT
Recording Date	Jul 8, 2019
Property Address	2 SPRUCE ST, RIVERSIDE, CT 06878-2119
Document Number	0007528-47
Book / Page	7528 / 47
Instrument Date	Jul 2, 2019
Instrument	4820
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SQRUCE ST, RIVERSIDE, CT 06878-2119

Mortgage

Document Number	0000004821
Date	Jul 8, 2019
Instrument	4821

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,132.00 (+3.72%)	$1,729,490 (+22.27%) Land $1,151,080 Building $578,410	$3,081,893 (+211.26%)
2025	$17,482.00	$1,414,490 (-) Land $946,190 Building $468,300	$990,143 Land $662,333 Building $327,810
2024	$17,482.00 (+6.22%)
2023	$16,459.00 (+0.92%)	$1,414,490 (-) Land $946,190 Building $468,300
2022	$16,309.00	$1,414,490 Land $946,190 Building $468,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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