2 Spruce St, Mount Vernon, OH 43050 Property Records

Knox County property record for 2 Spruce St, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,094 sqft · built 1953
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2020)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-01367.000`

Property Details

APN / Parcel Number

Primary APN	`66-01367.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	739 sqft
Attic	Attic
Attic Area	355 sqft
Basement Area	739 sqft
Unfinished Basement	726 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,051 sqft (0.093 acres)
Lot Dimensions	49 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	60 sqft
Patio Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 SPRUCE ST
City	MOUNT VERNON
State	OH
Zip	43050-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER VERNON 69 EX 66 E SIDE
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2005
Census Tract	7600

Owner

2 Spruce St is owned and occupied by an individual who bought it in January 2020.

Source: Knox County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2 SPRUCE ST, MOUNT VERNON, OH 43050-4530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Warranty Deed, Transfer · VA Mortgage REVOLUTION MTG
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Prior Sale	Apr 26, 2013 · Amount on File
Deed Document Number	2020398
Deed Book / Page	1759 / 699
Prior Transfer Date	Nov 4, 2005
Prior Transfer Doc	0000013177
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jan 15, 2020
Property Address	2 SPRUCE ST, MOUNT VERNON, OH 43050-4530
Document Number	0017590699
Book / Page	001759 / 000699
Instrument Date	Dec 31, 2019
Instrument	398
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 OLDE WORTHINGTON RD #300 WESTERVILLE OH 430829152, 300, WESTERVILLE, OH 43082-9152

Mortgage

Document Number	17590701
Date	Jan 15, 2020
Book Page	001759/000701
Instrument	399

Lender

Name	REVOLUTION MTG
Address	WESTERVILLE, OH 43082

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jul 10, 2018
Property Address	2 SPRUCE ST, MOUNT VERNON, OH 43050-4530
Document Number	0016780545
Book / Page	001678 / 000545
Instrument Date	Jul 9, 2018
Instrument	5476
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SPRUCE ST MOUNT VERNON OH 430504530, MOUNT VERNON, OH 43050-4530

Mortgage

Document Number	16780547
Date	Jul 10, 2018
Book Page	001678/000547
Instrument	5477

Lender

Name	PEOPLES BK
Type	Bank
Address	GAMBIER, OH 43022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2 Spruce St was $1,567, down 2.2% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$118,530 Land $14,690 Building $103,840
2025	$1,567.00 (-2.18%)	$41,480 (-) Land $5,140 Building $36,340
2024	$1,602.00 (+1.78%)	$41,480 (-) Land $5,140 Building $36,340
2023	$1,574.00 (+20.71%)	$41,480 (+34.98%) Land $5,140 Building $36,340	$118,530 Land $14,690 Building $103,840
2022	$1,304.00	$30,730 Land $3,810 Building $26,920
2020			$87,800 Land $10,880 Building $76,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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