Middlesex County and Sayreville Borough property record for 2 Spruce Ln, Parlin, NJ 08859
| Property Type | Single Family Home |
|---|---|
| Details | 1,066 sqft · built 1955 |
| Lot Size | 0.204 acres (8,899 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Oct 2022) |
| Tax Bill | $7,586 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00032-02-00018 |
| Primary APN | 19-00032-02-00018 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,066 sqft Living Area |
|---|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 8,899 sqft (0.204 acres) |
| Lot Dimensions | 100 ft deep x 89 ft wide |
| Old Parcel Number | 1900032B00018 |
|---|---|
| Street Address | 2 SPRUCE LN |
| City | PARLIN |
| State | NJ |
| Zip | 08859-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 89X100 |
| Legal Subdivision | LAUREL PARK SEC ONE |
| Legal Block | 32.2 |
| Legal Lot Number | 18 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | SAYREVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 7301 |
Source: Middlesex County and Sayreville Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 SPRUCE LN, PARLIN, NJ 08859-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 19, 2022 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 20, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Apr 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Feb 12, 2014 · Amount on Record |
| Deed Document Number | 202289889 |
| Deed Book / Page | 19068 / 65 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 2 SPRUCE LN, PARLIN, NJ 08859-1124 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 2 SPRUCE LN FIN, PARLIN, NJ 08859-1124 |
| Document Number | 0000065774 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 19861/1087 |
| Instrument | 2025065774 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Oct 19, 2022 |
| Property Address | 2 SPRUCE LN, PARLIN, NJ 08859-1124 |
| Document Number | 0000089889 |
| Book / Page | 19068 / 65 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022089889 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Title Company | VINTAGE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,910.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 SPRUCE LN, 2, PARLIN, NJ 08859-1124 |
| Name | Verified Name |
|---|---|
| Address | 2 SPRUCE LN, PARLIN, NJ 08859-1124 |
| Document Number | 0000089890 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022089890 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 2 SPRUCE LN, PARLIN, NJ 08859-1124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000054054 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 17213/0092 |
| Instrument | 201800054054 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 2 SPRUCE LN, PARLIN, NJ 08859-1124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RES TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000038935 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 17166/1892 |
| Instrument | 201800038935 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Middlesex County and Sayreville Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Sayreville Borough |
| Unified School District | Sayreville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,200 (-) Land $53,000 Building $68,200 | $121,200 (-) Land $53,000 Building $68,200 | |
| 2025 | $7,586.00 (+2.53%) | $121,200 (-) Land $53,000 Building $68,200 | $121,200 (-) Land $53,000 Building $68,200 |
| 2024 | $7,399.00 (+10.1%) | ||
| 2023 | $121,200 Land $53,000 Building $68,200 | $121,200 Land $53,000 Building $68,200 | |
| 2022 | $6,720.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAYREVILLE W DEPT serves 45,345 people · EPA ID NJ1219001 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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